topic Re: Real PenFed offer? in Credit Card Applications

Real PenFed offer?

Anonymous — Wed, 13 Jan 2021 14:37:40 GMT

Noticed that i'm getting a piece of mail from PenFed today. Can't tell if it's marketing or a direct offer, since a date is listed.

Re: Real PenFed offer?

gingerflower — Wed, 13 Jan 2021 16:02:09 GMT

In my opinion I would say it is definitely an approval offer with an invitation. Good Luck if you decide to apply. Keep us posted on your status!

Re: Real PenFed offer?

Anonymous — Wed, 13 Jan 2021 16:04:42 GMT

@gingerflower wrote:
In my opinion I would say it is definitely an approval offer with an invitation. Good Luck if you decide to apply. Keep us posted on your status!

Very curious indeed, as my portal only offers me TurboTax lol.

Re: Real PenFed offer?

Anonymous — Wed, 13 Jan 2021 20:26:29 GMT

I received a letter written to me in my name, offering $100 statement credit on $1500 spend in 90 days and 0% on BT's for 12mo.

On the flip side, it just looks like marketing. What do you think? What significance is there to applying on the link www.penfed.org/goldita versus cold applying?

Re: Real PenFed offer?

FinStar — Wed, 13 Jan 2021 22:50:24 GMT

Good ole marketing OP. The direct link is simply for tracking marketing traffic response based on the invite. The results won't be any different with a cold application or the link they provided with the invite.

Of noteworthy, PenFed has been known to send pre-approved invitations (not just the invitations to apply) for members and non-members, and those are 50/50 at best, unless profile and the force is strong 👻.

Re: Real PenFed offer?

Anonymous — Wed, 13 Jan 2021 22:53:54 GMT

@FinStar wrote:
Good ole marketing OP. The direct link is simply for tracking marketing traffic response based on the invite. The results won't be any different with a cold application or the link they provided with the invite.

Of noteworthy, PenFed has been known to send pre-approved invitations (not just the invitations to apply) for members and non-members, and those are 50/50 at best, unless profile and the force is strong 👻.

/thread

That's the answer I was looking for thx!

Re: Real PenFed offer?

newmomnewme — Thu, 14 Jan 2021 00:41:04 GMT

@Anonymous Turbo tax and insurance only for me.

Re: Real PenFed offer?

gingerflower — Thu, 14 Jan 2021 06:01:03 GMT

@Anonymous

My husband received the exact offer thru mail. I applied and he was instant approval. He spend $1500 before the 90 days and within a week received his $100 statement credit. This would be the Penfed Gold . So it all depends on your credit profile. Good luck if you decide to apply and keep us posted!

Re: Real PenFed offer?

Openwater — Thu, 14 Jan 2021 21:16:01 GMT

I recieved the same letter today. But I had just applied for the PCR card hours before I recieved the letter. I was approved for the PCR card, so I guess it means they have you in mind.

Re: Real PenFed offer?

gingerflower — Fri, 15 Jan 2021 04:44:17 GMT

@Openwater

Congratulations on your approval!