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  <channel>
    <title>topic Re: Best Buy Visa CLI - a hard pull? in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6231528#M284124</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/747381"&gt;@newmomnewme&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1100963"&gt;@spedteacher1&lt;/a&gt;&amp;nbsp;Leave Best Buy alone.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Why?&lt;/P&gt;</description>
    <pubDate>Sat, 16 Jan 2021 21:22:30 GMT</pubDate>
    <dc:creator>Repairman</dc:creator>
    <dc:date>2021-01-16T21:22:30Z</dc:date>
    <item>
      <title>Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6172486#M278429</link>
      <description>&lt;P&gt;Does Best Buy Visa hard pulls for a CLI?&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2020 21:02:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6172486#M278429</guid>
      <dc:creator>sghosh5</dc:creator>
      <dc:date>2020-10-28T21:02:27Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6172495#M278430</link>
      <description>Short answer, yes.</description>
      <pubDate>Wed, 28 Oct 2020 21:10:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6172495#M278430</guid>
      <dc:creator>Loquat</dc:creator>
      <dc:date>2020-10-28T21:10:31Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6172589#M278431</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/923315"&gt;@Loquat&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;Short answer, yes.&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Concur. &amp;nbsp;HP is usually on EQ&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/677711"&gt;@sghosh5&lt;/a&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2020 23:05:03 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6172589#M278431</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2020-10-28T23:05:03Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6172595#M278432</link>
      <description>&lt;P&gt;Oh you can bet your horse that it'll be a HP and most likely an EQ.&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2020 23:09:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6172595#M278432</guid>
      <dc:creator>JR_TX</dc:creator>
      <dc:date>2020-10-28T23:09:34Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6172605#M278433</link>
      <description>&lt;P&gt;Unfortunately, yes!&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Wed, 28 Oct 2020 23:27:37 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6172605#M278433</guid>
      <dc:creator>Jordan23ww</dc:creator>
      <dc:date>2020-10-28T23:27:37Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6173310#M278434</link>
      <description>&lt;P&gt;Word to the wise also on the retail cards citi will issue them with 90 day lates but at least a few members have been denied cli with serious delinquency as the stated reason why, even 6 year old ones&lt;/P&gt;</description>
      <pubDate>Thu, 29 Oct 2020 21:28:39 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6173310#M278434</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-10-29T21:28:39Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6204500#M281574</link>
      <description>&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1100963"&gt;@spedteacher1&lt;/a&gt;&amp;nbsp;Leave Best Buy alone.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 13 Dec 2020 15:15:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6204500#M281574</guid>
      <dc:creator>newmomnewme</dc:creator>
      <dc:date>2020-12-13T15:15:08Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6204866#M281613</link>
      <description>&lt;P&gt;I can confirm what @Anonymous&amp;nbsp;said. I have 6+ year old student loans lates that were the reason for my denial of a CLI with best buy. &amp;amp; Yes I took a HP for it!&lt;/P&gt;</description>
      <pubDate>Mon, 14 Dec 2020 02:53:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6204866#M281613</guid>
      <dc:creator>Doodlebug30</dc:creator>
      <dc:date>2020-12-14T02:53:07Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6204993#M281634</link>
      <description>&lt;P&gt;Sorry to hear luckily in my case, equifax is deleting mine extremely early , for them usually it's three months I only have may and June left they have been removing 1st of every month&lt;/P&gt;</description>
      <pubDate>Mon, 14 Dec 2020 12:33:13 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6204993#M281634</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2020-12-14T12:33:13Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6231528#M284124</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/747381"&gt;@newmomnewme&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1100963"&gt;@spedteacher1&lt;/a&gt;&amp;nbsp;Leave Best Buy alone.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Why?&lt;/P&gt;</description>
      <pubDate>Sat, 16 Jan 2021 21:22:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6231528#M284124</guid>
      <dc:creator>Repairman</dc:creator>
      <dc:date>2021-01-16T21:22:30Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232413#M284204</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837"&gt;@Repairman&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/747381"&gt;@newmomnewme&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1100963"&gt;@spedteacher1&lt;/a&gt;&amp;nbsp;Leave Best Buy alone.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Why?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Where does that poster even fall in this thread? I see no post . Must have gotten post cleaned up by Mods.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 17 Jan 2021 20:43:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232413#M284204</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2021-01-17T20:43:21Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232421#M284206</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837"&gt;@Repairman&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/747381"&gt;@newmomnewme&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1100963"&gt;@spedteacher1&lt;/a&gt;&amp;nbsp;Leave Best Buy alone.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Why?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Where does that poster even fall in this thread? I see no post . Must have gotten post cleaned up by Mods.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No, It's there. It's number 7 of 11.&lt;/P&gt;</description>
      <pubDate>Sun, 17 Jan 2021 20:52:07 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232421#M284206</guid>
      <dc:creator>Repairman</dc:creator>
      <dc:date>2021-01-17T20:52:07Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232427#M284207</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837"&gt;@Repairman&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/949124"&gt;@AverageJoesCredit&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837"&gt;@Repairman&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/747381"&gt;@newmomnewme&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1100963"&gt;@spedteacher1&lt;/a&gt;&amp;nbsp;Leave Best Buy alone.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Why?&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Where does that poster even fall in this thread? I see no post . Must have gotten post cleaned up by Mods.&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;No, It's there. It's number 7 of 11.&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Lol, sorry &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/869837"&gt;@Repairman&lt;/a&gt;&amp;nbsp; yes i see &lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/747381"&gt;@newmomnewme&lt;/a&gt;&amp;nbsp; response to&amp;nbsp; @Anonymous&amp;nbsp; but dont see @Anonymous&amp;nbsp;s post that caused that response&lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 17 Jan 2021 21:03:30 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232427#M284207</guid>
      <dc:creator>AverageJoesCredit</dc:creator>
      <dc:date>2021-01-17T21:03:30Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232598#M284233</link>
      <description>&lt;P&gt;Ok, not sure why this older thread was unearthed, but it appears that&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/747381"&gt;@newmomnewme&lt;/a&gt;was addressing this to someone to stay away from Home Depot and Best Buy (perhaps inside joke or whatnot), but I don't think it had to do with the CC or CLI process itself. &amp;nbsp;&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Mon, 18 Jan 2021 00:02:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232598#M284233</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2021-01-18T00:02:38Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232645#M284242</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;Ok, not sure why this older thread was unearthed, but it appears that&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/747381"&gt;@newmomnewme&lt;/a&gt;was addressing this to someone to stay away from Home Depot and Best Buy (perhaps inside joke or whatnot), but I don't think it had to do with the CC or CLI process itself. &amp;nbsp;&amp;nbsp;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Yes somehow a weird reply to my original question but I actually like bestbuy visa card since they started giving lots of offers recently outside Best Buy purchases&lt;/P&gt;</description>
      <pubDate>Mon, 18 Jan 2021 01:03:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232645#M284242</guid>
      <dc:creator>sghosh5</dc:creator>
      <dc:date>2021-01-18T01:03:12Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232654#M284245</link>
      <description>&lt;P&gt;See, look what you've done. &amp;nbsp;You've awakened&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/677711"&gt;@sghosh5&lt;/a&gt;&amp;nbsp;😆. He probably forgot about this thread!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Hello sghosh, glad to hear you're enjoying the BB offers. &amp;nbsp;It appears this card is missing from your signature collection, though 🧐&lt;/P&gt;</description>
      <pubDate>Mon, 18 Jan 2021 01:14:24 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232654#M284245</guid>
      <dc:creator>FinStar</dc:creator>
      <dc:date>2021-01-18T01:14:24Z</dc:date>
    </item>
    <item>
      <title>Re: Best Buy Visa CLI - a hard pull?</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232655#M284246</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/633614"&gt;@FinStar&lt;/a&gt;&amp;nbsp;wrote:&lt;BR /&gt;&lt;P&gt;See, look what you've done. &amp;nbsp;You've awakened&amp;nbsp;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/677711"&gt;@sghosh5&lt;/a&gt;&amp;nbsp;😆. He probably forgot about this thread!&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Hello sghosh, glad to hear you're enjoying the BB offers. &amp;nbsp;It appears this card is missing from your signature collection, though 🧐&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Lol yes i was like what are we talking here... anyway yes good point have to add it to signature... in a gardening mode these days so not coming to the forum much so I don't see any new card to apply lol&lt;/P&gt;</description>
      <pubDate>Mon, 18 Jan 2021 01:16:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/Best-Buy-Visa-CLI-a-hard-pull/m-p/6232655#M284246</guid>
      <dc:creator>sghosh5</dc:creator>
      <dc:date>2021-01-18T01:16:36Z</dc:date>
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