https://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-multi-application-questions/m-p/6257287#M286073 <P>I opened a Care Credit account in Dec 2020. 6k SL, (600 balance). This is my only current Synchrony account. I am interested in</P><P>the Lowes card for the 5% discount. I plan on maxing the Care account out in two weeks due to a procedure then pay it off quickly.</P><P>Scores at time of Care Credit approval were around 660 with five 4-5 year old CO's and two collections. One $9k collection has fallen off but scores havent increased yet. My question is this, since i was approved for CC would I have a better chance for the Lowes card</P><P>especially since a large collection fell off and is Synchrony open to approving multiple accounts a few weeks apart? If I am going to</P><P>app for Lowes i need to do it before the balance on the CC account increases. Any help is appreciated.</P> Tue, 16 Feb 2021 01:07:49 GMT Anonymous 2021-02-16T01:07:49Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-multi-application-questions/m-p/6257287#M286073 <P>I opened a Care Credit account in Dec 2020. 6k SL, (600 balance). This is my only current Synchrony account. I am interested in</P><P>the Lowes card for the 5% discount. I plan on maxing the Care account out in two weeks due to a procedure then pay it off quickly.</P><P>Scores at time of Care Credit approval were around 660 with five 4-5 year old CO's and two collections. One $9k collection has fallen off but scores havent increased yet. My question is this, since i was approved for CC would I have a better chance for the Lowes card</P><P>especially since a large collection fell off and is Synchrony open to approving multiple accounts a few weeks apart? If I am going to</P><P>app for Lowes i need to do it before the balance on the CC account increases. Any help is appreciated.</P> Tue, 16 Feb 2021 01:07:49 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-multi-application-questions/m-p/6257287#M286073 Anonymous 2021-02-16T01:07:49Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-multi-application-questions/m-p/6257293#M286074 <P>I would recommend the Lowe's CC online pre-qualification to gauge the odds of approval, but I would wait until your scores are updated.&nbsp;&nbsp; An item to keep in mind, though, if you apply for Lowe's and are approved, maxing out the CareCredit account (even for a short period) might spook SYNCB.&nbsp; Just some food for thought.</P> Tue, 16 Feb 2021 01:20:18 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Synchrony-multi-application-questions/m-p/6257293#M286074 FinStar 2021-02-16T01:20:18Z