topic Re: Quicksilver CAPITAL ONE mail offer in Credit Card Applications

Quicksilver CAPITAL ONE mail offer

Himo — Fri, 16 Jan 2015 20:08:31 GMT

Hi everyone

So I recently got pre-approved for Capital One QuickSilver card, the visa , but not the Signature . They gave me the highest APR 22.9 which is way too high. I don't really care for the APR but just I feel like my credit and scores are better than that. any way I have wanted this card so bad before, because unlimited 1.5 on everything. But now I am hesitant because recently I got the Citi Double card where I can get 2% instead.

My question what do you guy think , should I apply for it ? I have got Capital secured card for 2 years now , my limit is $750 but I only deposited $99! So I was thinking if I opened new QuickSilver card I might be able to transfer this credit limit to the new one maybe? the non secured credit limit $ 650.

About my credit , I have the following cards and loan so far:

BofA cash rewards $15000 limit , started as $300 secured . 2.2 years

Capital One : $750 limit, still secured only deposited $99 tho. 2.00 years

Amex Castco: $15000 limit, 1.5 years

Chase Sappahire : $7500 limit, 1.4 years

Toyota lease , installment loan: $11000, and about $7500 balance. One year old

Chase Freedom: $7500 limit, 8 moths

Citi Duoble Cash: $15000 limit, one month old

Amex Blue everyday: $4500 limit , 3 days old I haven't gotten the card yet, nor reported on my credit report either.

AAoA is 1.3 Experian Fico 724 .

Any thoughts? , I think I need to garden after my last two cards ,, lol

Re: Quicksilver CAPITAL ONE mail offer

CreditCuriosity — Fri, 16 Jan 2015 20:09:19 GMT

Don't do it!!!!

Triple pull.. You have alot better cards already!

All your cards are better .. especially Citi double cash @ 15k cl!!

Re: Quicksilver CAPITAL ONE mail offer

Anonymous — Fri, 16 Jan 2015 20:10:42 GMT

@CreditCuriousity wrote:
Don't do it!!!!

Triple pull.. You have alot better cards already!

@Anonymous your cards are better .. especially Citi double cash @ 15k cl!!

+1, Plus Capital One doesn't combine limits.

Re: Quicksilver CAPITAL ONE mail offer

Anonymous — Fri, 16 Jan 2015 20:11:11 GMT

@CreditCuriousity wrote:
Don't do it!!!!

Triple pull.. You have alot better cards already!

@Anonymous your cards are better .. especially Citi double cash @ 15k cl!!

Re: Quicksilver CAPITAL ONE mail offer

Himo — Fri, 16 Jan 2015 20:13:06 GMT

You are right!

Re: Quicksilver CAPITAL ONE mail offer

Himo — Fri, 16 Jan 2015 20:13:40 GMT

I didn't know that. Thanks!