https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-Credit-Card/m-p/6282840#M288146 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1028580">@Brian_Earl_Spilner</a>&nbsp;wrote:<BR /><P>I didn't realize there were 2 different applications. I thought you filled out one and you got offered one or the other</P><HR /></BLOCKQUOTE><P>That's what I thought too so I'm super hesitant to risk a HP<STRONG>. Maybe I'll call Wayfair for clarification and curiosity. I'm interested in the card for some interest free payment plans.&nbsp;</STRONG></P> Sat, 20 Mar 2021 04:15:24 GMT Rottweilerlvr 2021-03-20T04:15:24Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-Credit-Card/m-p/6282755#M288138 <P>So I did the prequal on Wayfair tonight and Wayfair(Citi maybe?) said they couldn't prequalify but to apply for the Wayfair credit card. Not sure what the difference is except one has MC logo but aren't they both issued by Citi?&nbsp;</P><P>&nbsp;</P><P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="B3CFEBA7-23EB-4697-BE19-2520B797D481.jpeg" style="width: 999px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/70900i11B058B7D6C6FD3D/image-size/large?v=v2&amp;px=999" role="button" title="B3CFEBA7-23EB-4697-BE19-2520B797D481.jpeg" alt="B3CFEBA7-23EB-4697-BE19-2520B797D481.jpeg" /></span></P> Sat, 20 Mar 2021 01:43:40 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-Credit-Card/m-p/6282755#M288138 Rottweilerlvr 2021-03-20T01:43:40Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-Credit-Card/m-p/6282761#M288139 <P>The Wayfair credit card (store version or MC) is issued by Citi Retail.</P> Sat, 20 Mar 2021 01:51:38 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-Credit-Card/m-p/6282761#M288139 FinStar 2021-03-20T01:51:38Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-Credit-Card/m-p/6282776#M288141 <P>I didn't realize there were 2 different applications. I thought you filled out one and you got offered one or the other</P> Sat, 20 Mar 2021 02:14:29 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-Credit-Card/m-p/6282776#M288141 Brian_Earl_Spilner 2021-03-20T02:14:29Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-Credit-Card/m-p/6282840#M288146 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1028580">@Brian_Earl_Spilner</a>&nbsp;wrote:<BR /><P>I didn't realize there were 2 different applications. I thought you filled out one and you got offered one or the other</P><HR /></BLOCKQUOTE><P>That's what I thought too so I'm super hesitant to risk a HP<STRONG>. Maybe I'll call Wayfair for clarification and curiosity. I'm interested in the card for some interest free payment plans.&nbsp;</STRONG></P> Sat, 20 Mar 2021 04:15:24 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Wayfair-Credit-Card/m-p/6282840#M288146 Rottweilerlvr 2021-03-20T04:15:24Z