topic Re: Denied Commenity due to Frozen SageStream in Credit Card Applications

Denied Comenity due to Frozen SageStream

Anonymous — Thu, 08 Apr 2021 05:20:04 GMT

Just a heads up. Anything Comenity requires this. Funny thing is their "second tier" lender, Genesis financial, approved me on the same webpage for a nice $5,100 CL with Jarends AND Kay's. Can't complain I guess.

Re: Denied Commenity due to Frozen SageStream

FinStar — Mon, 05 Apr 2021 18:12:22 GMT

Correct, this has been shared on the forums for at least the past 6 months or so. If applying for a variety of Comenity CCs (same with SYNCB), SageStream needs to be unfrozen.

Re: Denied Commenity due to Frozen SageStream

OmarGB9 — Mon, 05 Apr 2021 20:36:05 GMT

Just be aware, Genesis I believe is considered a CFA.

Re: Denied Commenity due to Frozen SageStream

Duriel — Mon, 05 Apr 2021 20:51:28 GMT

@OmarGB9 wrote:
Just be aware, Genesis I believe is considered a CFA.

What isn't a CFA these days? I financed a car through an auto manufacturer and bam consumer finance account showing under myFICO 🤷🏼‍♂️.

Re: Denied Commenity due to Frozen SageStream

Anonymous — Tue, 06 Apr 2021 19:07:51 GMT

I did apply for the Lowes card with SageStream frozen and they didn't complain about it. They did say in their letter I had a lack of real estate loans as a denial reason. I wonder if this is for certain cards?