topic Re: Capitol One 6 mos between applications in Credit Card Applications

Capitol One 6 mos between applications

40thieves — Tue, 06 Apr 2021 23:59:09 GMT

does anyone know if this applies to their co-branded cards (like the WalMart card) as well?

Re: Capitol One 6 mos between applications

dragontears — Wed, 07 Apr 2021 00:00:17 GMT

@40thieves wrote:
does anyone know if this applies to their co-branded cards (like the WalMart card) as well?

Last I heard it applied to them all.

Re: Capitol One 6 mos between applications

blindambition — Wed, 07 Apr 2021 00:24:33 GMT

Yes, Any card issued by Capital One. Including Kohl's, Walmart, Saks, etc.

Re: Capitol One 6 mos between applications

40thieves — Wed, 07 Apr 2021 02:35:23 GMT

Thanks so much guys. And for once, I can truly say..."asking for a friend".

Re: Capitol One 6 mos between applications

RickNATL — Wed, 07 Apr 2021 04:55:09 GMT

Good to know @blindambition ...thx u

Re: Capitol One 6 mos between applications

outofcredit — Wed, 07 Apr 2021 06:40:33 GMT

As a data point, my DD applied and was approved for the Walmart MC on 3/19/2021. She applied for the Spark business card on 4/6/2021 and was also approved. Either Capital One has changed their 6 month rule policy or she got lucky.

Re: Capitol One 6 mos between applications

coldfusion — Wed, 07 Apr 2021 10:12:41 GMT

@outofcredit wrote:
As a data point, my DD applied and was approved for the Walmart MC on 3/19/2021. She applied for the Spark business card on 4/6/2021 and was also approved. Either Capital One has changed their 6 month rule policy or she got lucky.

...or Capital One has a different playbook they follow when business cards are involved, which would not be germaine to this discussion as business cards don't get discussed here.

Re: Capitol One 6 mos between applications

Shooting-For-800 — Wed, 07 Apr 2021 11:16:12 GMT

I find it odd that the 6 month rule would apply to store cards.

BTW, any 6 month rule in question should be for new accounts not applications.

Re: Capitol One 6 mos between applications

angelofmusic86 — Wed, 07 Apr 2021 13:46:57 GMT

@blindambition wrote:
Yes, Any card issued by Capital One. Including Kohl's, Walmart, Saks, etc.

Maybe this applied to the MasterCard versions like the Walmart MC?

Because I got my Kohl's card in November and my Platinum (PC to QS in March) in December.

Re: Capitol One 6 mos between applications

blindambition — Wed, 07 Apr 2021 16:43:26 GMT

@angelofmusic86 wrote:
@blindambition wrote:
Yes, Any card issued by Capital One. Including Kohl's, Walmart, Saks, etc.
Maybe this applied to the MasterCard versions like the Walmart MC?
Because I got my Kohl's card in November and my Platinum (PC to QS in March) in December.

Its quite possible a recent change. Core and store cards were considered for that rule in the past. Glad you were able to get both of yours.