topic Re: FNBO Evergreen Not Geofenced? in Credit Card Applications

FNBO Evergreen Not Geofenced?

Anonymous — Fri, 26 Feb 2021 18:48:06 GMT

https://www.fnbo.com/personal-banking/credit-cards/

EvergreenSM Rewards Visa® Card Live and earn. Wherever life leads. Only with EvergreenSM Earn Unlimited 2% CASH BACK2 on every purchase. Every day. Everywhere. No Rewards expiration2 0% introductory APR1 for the first 12 billing cycles on purchases and balance transfers after account is opened. After that, a variable APR1 based on the Prime Rate between 18.24% and 25.24% APR depending on your creditworthiness. A balance transfer fee1 of 5% applies to each balance transfer that you make (minimum $10). No Annual Fee.

Their Checking/Savings aren't available in my state but upon seeing this link and checking the available states, it appears all 50 can apply for the card? Does anyone know have any experience?

Re: FNBO Evergreen Not Geofenced?

Jnbmom — Fri, 26 Feb 2021 18:47:10 GMT

That cards seems to be a credit builder card?

Re: FNBO Evergreen Not Geofenced?

Anonymous — Fri, 26 Feb 2021 18:49:58 GMT

It doesn't appear so.

You may be confused with the second card listed on the website. This looks to be geared towards credit rebuilding.

Re: FNBO Evergreen Not Geofenced?

Jnbmom — Fri, 26 Feb 2021 18:55:33 GMT

I don't know the line "build your credit" is throwing me off 🥺

Hopefully someone has this card and can give some insight 👍

Re: FNBO Evergreen Not Geofenced?

coldfusion — Fri, 26 Feb 2021 19:04:38 GMT

1 point = $0.01, so a real 2% CB card.

No AF

3% FTF

18.24% mininum APR.

Not the best of 2% cards.

Re: FNBO Evergreen Not Geofenced?

gregorius — Sat, 27 Feb 2021 04:01:31 GMT

@coldfusion wrote:
1 point = $0.01, so a real 2% CB card.
No AF
3% FTF
18.24% mininum APR.

Not the best of 2% cards.

If it's like their other cards, cash back is redeemed in $25 increments too.

Re: FNBO Evergreen Not Geofenced?

odd_dog — Sat, 27 Feb 2021 16:10:12 GMT

@Jnbmom wrote:
I don't know the line "build your credit" is throwing me off 🥺

Hopefully someone has this card and can give some insight 👍

FNBO or any of their cards I know nothing sorry.....

Re: FNBO Evergreen Not Geofenced?

gingerflower — Mon, 01 Mar 2021 17:22:04 GMT

@Anonymous

I mentioned this web site to my sister she applied got instant approval $4500 with 0% 12month BT offer with a 18% apr. Apr is pretty high but she pays in full b4 statement cuts.

Re: FNBO Evergreen Not Geofenced?

jj10939 — Mon, 01 Mar 2021 21:53:48 GMT

I applied and got an approval for $4200. How did she find out the APR?

Re: FNBO Evergreen Not Geofenced?

gingerflower — Mon, 01 Mar 2021 22:02:56 GMT

@jj10939

Congratulations on your approval and SL. My sister got a Congratulations email with the SL and Apr and benefits that come with the Cc.

Re: FNBO Evergreen Not Geofenced?

jj10939 — Mon, 01 Mar 2021 23:16:27 GMT

Awesome, thanks!

Re: FNBO Evergreen Not Geofenced?

Aim_High — Wed, 03 Mar 2021 03:59:20 GMT

I just happened to discover this today before seeing this thread. It appears to be their latest 2% card release. I know of two others. The first required a banking relationship (FNBO Complete Rewards, the yellow card.) The other green card (FNBO Cashback Rewards) was offered until recently, although I'm not sure of any differences.

FNBO is a good lender. I had a card of theirs for a BT offer once and had a good experience.

They are all solid 2% cashback cards although not as competitive in terms of APRs and Fees as some others. And I believe some members had found them to be geofenced on previous products.

Re: FNBO Evergreen Not Geofenced?

gingerflower — Thu, 04 Mar 2021 01:42:18 GMT

@Aim_High Ty for more information. Fnbo definitely is an awesome bank. Although their Apr is a high I guess if you pay of balance there should be no problem.

Re: FNBO Evergreen Not Geofenced?

firefox100 — Sun, 11 Apr 2021 18:24:53 GMT

Wher did you find the link to apply for this evergreen visa by fnbo visa?

Re: FNBO Evergreen Not Geofenced?

M_Smart007 — Sun, 11 Apr 2021 18:25:13 GMT

@firefox100 wrote:

Wher did you find the link to apply for this evergreen visa by fnbo visa?

@firefox100,

https://www.fnbo.com/personal-banking/credit-cards/evergreen/

Re: FNBO Evergreen Not Geofenced?

firefox100 — Sun, 11 Apr 2021 18:25:55 GMT

It looks like nice 2% cash back card you can ach into your account cash back. Is this bank GEO fence on this card, when you go to the website and put in your zip code it hung for minute then went to the application, at this did not go through the application. Yes also would like to know about rcon and did it ask for up load of your ID. How long did it take to know if you wher approved.

Re: FNBO Evergreen Not Geofenced?

Anonymous — Sun, 11 Apr 2021 18:26:19 GMT

Also, are you able to open a checking account with FNBO outside the geofence once you have gotten this card?

Re: FNBO Evergreen Not Geofenced?

Anonymous — Sun, 11 Apr 2021 18:26:43 GMT

Maybe it breaks down the FNBO geofence for their other credit cards, in case the evergreen visa approval did not.

Re: FNBO Evergreen Not Geofenced?

TJHOFF — Mon, 12 Apr 2021 11:36:03 GMT

What I got out of looking around website is the bank is geofenced but sends you to "FNBO Direct" for outside their area for online banking. Direct has their own less appealing credit cards but looks like main FBNO 2% card is not geofenced.

Re: FNBO Evergreen Not Geofenced?

Anonymous — Mon, 12 Apr 2021 12:48:55 GMT

I am outside their fence (Atlanta) and one day just got a pre approval offer in the mail. Didn't know how solid that mailer was but was bored and had just been on an app spree (got about 7-8 cards that same month). I went online to the website put in the numbers on the mailer and they gave me 15K instantly! No proof of ID or POI. Used that card to take advantage of a BT offer that came with the Green Card (not Evergreen card the other green card). So far so good with them no issues.

@TJHOFF wrote:
What I got out of looking around website is the bank is geofenced but sends you to "FNBO Direct" for outside their area for online banking. Direct has their own less appealing credit cards but looks like main FBNO 2% card is not geofenced.