topic Re: NASA FCU Pre-approvals in Phone app in Credit Card Applications

NASA FCU Pre-approvals in Phone app

Gmood1 — Sat, 27 Mar 2021 19:38:32 GMT

Not sure if anyone has posted this. I stumbled across it, while going through my NASA fcu phone app.

Instead of seeing an image about refinancing an auto loan.

You"ll have one that states "See if you are pre-approved".

There will be a green box that says " check my rate".

It's a SP, and will pull your current balances from your CR. The system will then ask if you'd like to transfer any balances. Just check mark those that you'd like to transfer.

For some reason, Myfico image uploads aren't working for me right now.

Or I'd post a couple of pics.

The only card offer I saw was for the Cash rewards, which I already have. Maybe it will be different for some of you?

Normally the first image would pop up when going to the home page.

The second image let's you know you can run the prequal.

Re: NASA FCU Pre-approvals in Phone app

Gmood1 — Sat, 27 Mar 2021 12:44:31 GMT

Oops got a double post. Could @CreditCuriosity @Remedios or @FinStar kindly remove one if them? 😁

Re: NASA FCU Pre-approvals in Phone app

Loquat — Sat, 27 Mar 2021 13:08:30 GMT

@Gmood1 Done.

Re: NASA FCU Pre-approvals in Phone app

AllZero — Sat, 27 Mar 2021 16:16:58 GMT

Thank you for sharing the information!

Re: NASA FCU Pre-approvals in Phone app

cashorcharge — Sat, 27 Mar 2021 16:27:11 GMT

That's terrific! Good luck if you proceed

Re: NASA FCU Pre-approvals in Phone app

gingerflower — Sat, 27 Mar 2021 17:02:59 GMT

@Gmood1 Thank you for sharing the info!

Re: NASA FCU Pre-approvals in Phone app

Gmood1 — Sat, 27 Mar 2021 17:10:26 GMT

The site finally allowed me to upload the images. I updated to original post.

Re: NASA FCU Pre-approvals in Phone app

Gmood1 — Sat, 10 Apr 2021 19:05:49 GMT

I went to NASA FCU on my desktop. Now the prequal shows there as well for me. Here's the link https://www.nasafcu.com/landing-pages/check-your-rate/credit-card---pcr

Re: NASA FCU Pre-approvals in Phone app

Anonymous — Sat, 10 Apr 2021 20:33:39 GMT

Which beauru are they using for the prequal? Nice find.

Re: NASA FCU Pre-approvals in Phone app

Gmood1 — Sat, 10 Apr 2021 22:30:38 GMT

@Anonymous

They use EX and it's one of the old FICO scoring models. Probably a mortgage score?

These prequals could be all they use. YMMV

As that was how it used to be with them. I obtained my NASA CC with a SP.

Re: NASA FCU Pre-approvals in Phone app

Anonymous — Sat, 10 Apr 2021 23:41:10 GMT

@Gmood1 wrote:
@Anonymous
They use EX and it's one of the old FICO scoring models. Probably a mortgage score?

These prequals could be all they use. YMMV
As that was how it used to be with them. I obtained my NASA CC with a SP.

EX F2 seems to be really strict lol

Re: NASA FCU Pre-approvals in Phone app

Gmood1 — Sun, 11 Apr 2021 00:25:08 GMT

@Anonymous

Yeah it is!😂

Though pretty much all of the CUs I've come across that use it or something similar will give you tier 1 rates with a 720 or less.

Re: NASA FCU Pre-approvals in Phone app

Mr_Mojo_Risin — Sun, 11 Apr 2021 22:15:43 GMT

I'm not a member of NASA but thought I'd go ahead and do the pre-approval, like a myFICO'er would 🤣

Came back pre-approved for the Platinum cash rewards with a 13.9 APR and the 9.9 lifetime BT APR.

Doesn't sound to bad to me. I might have to see if I qualify membership, I would imagine I probably don't though.

Thanks for posting the info!

Re: NASA FCU Pre-approvals in Phone app

Gmood1 — Sun, 11 Apr 2021 22:30:29 GMT

@Mr_Mojo_Risin

Anyone can qualify for membership with NASA FCU, if you are a US citizen.

So yeah, you most likely will qualify for membership 😆.

Re: NASA FCU Pre-approvals in Phone app

Mr_Mojo_Risin — Sun, 11 Apr 2021 22:36:21 GMT

@Gmood1 wrote:
@Mr_Mojo_Risin
Anyone can qualify for membership with NASA FCU, if you are a US citizen.
So yeah, you most likely will qualify for membership 😆.

Haha I don't know why I didn't look while I was there 😅 Thanks for letting me know

Re: NASA FCU Pre-approvals in Phone app

FinStar — Mon, 12 Apr 2021 00:58:11 GMT

@Gmood1 wrote:
@Mr_Mojo_Risin
Anyone can qualify for membership with NASA FCU, if you are a US citizen.
So yeah, you most likely will qualify for membership 😆.

Very interesting. They've come a long way 😁.

I wonder how solid these prequalified offers really are @Gmood1? I still have my membership and CC (from the NASA FOTM back in the day). I think the max is $50K for CCs, IIRC.

Re: NASA FCU Pre-approvals in Phone app

Gmood1 — Mon, 12 Apr 2021 01:04:12 GMT

@FinStar wrote:
@Gmood1 wrote:
@Mr_Mojo_Risin
Anyone can qualify for membership with NASA FCU, if you are a US citizen.
So yeah, you most likely will qualify for membership 😆.
Very interesting. They've come a long way 😁.

I wonder how solid these prequalified offers really are @Gmood1? I still have my membership and CC (from the NASA FOTM back in the day). I think the max is $50K for CCs, IIRC.

Hey Fin, the max per card is $30k.

I'm not sure how solid these are.

Like you, I got mine when it was the FOTM. And on a SP.

I wonder why they are only pushing one particular CC and not the others?

Offering soft pull pre-approvals is one of the suggestions I gave them on a customer survey.

Maybe there were enough of us that suggested it, to push them to test it.

Re: NASA FCU Pre-approvals in Phone app

FinStar — Mon, 12 Apr 2021 01:13:41 GMT

@Gmood1 wrote:
@FinStar wrote:
@Gmood1 wrote:
@Mr_Mojo_Risin
Anyone can qualify for membership with NASA FCU, if you are a US citizen.
So yeah, you most likely will qualify for membership 😆.
Very interesting. They've come a long way 😁.

I wonder how solid these prequalified offers really are @Gmood1? I still have my membership and CC (from the NASA FOTM back in the day). I think the max is $50K for CCs, IIRC.
Hey Fin, the max per card is $30k.
I'm not sure how solid these are.
Like you, I got mine when it was the FOTM. And on a SP.

I wonder why they are only pushing one particular CC and not the others?
Offering soft pull pre-approvals is one of the suggestions I gave them on a customer survey.
Maybe there were enough of us that suggested it, to push them to test it.

Well, it sounds like they finally took your feedback and turned it into reality 😜

So, who's going to be the GP? 😎

Re: NASA FCU Pre-approvals in Phone app

Gmood1 — Mon, 12 Apr 2021 01:18:20 GMT

😆. @FinStar

I was hoping @Mr_Mojo_Risin would take a run at them. 😁

Re: NASA FCU Pre-approvals in Phone app

CreditCuriosity — Mon, 12 Apr 2021 21:26:15 GMT

Curse my mortgage process I am in for the next gosh knows how long while house is being built :/.. Least I can watch the fun from the sidelines and shed inquiries in the meantime for a mad app spree in 4th quarter this year.