topic Re: Questions about usbank in Credit Card Applications

Questions about usbank

Anonymous — Tue, 20 Apr 2021 10:31:27 GMT

Ok so has anyone ever seen in the credit card tab where if you go into an application back out and go back to the credit card tab and it says you are prequalified? Found it strange it did that for me for the cash+

for the altitude reserve I know you have to wait 5 business days after opening an account to apply, does it show up in the app after those 5 days pass or do you have to go to the website and apply for it from there?

Re: Questions about usbank

Jnbmom — Tue, 20 Apr 2021 10:37:01 GMT

@Anonymous wrote:
Ok so has anyone ever seen in the credit card tab where if you go into an application back out and go back to the credit card tab and it says you are prequalified? Found it strange it did that for me for the cash+

for the altitude reserve I know you have to wait 5 business days after opening an account to apply, does it show up in the app after those 5 days pass or do you have to go to the website and apply for it from there?

US bank prequalify is not a valid preapproval at all unfortunately................

Re: Questions about usbank

Anonymous — Tue, 20 Apr 2021 12:13:33 GMT

Thanks for that I have no doubts I would get the cash plus especially if they pull tu or ex I'm only 1/6 1/12 for inquiries on tu and 1/6 2/12 on ex and 0/12 on personal accounts

Re: Questions about usbank

M_Smart007 — Tue, 20 Apr 2021 16:45:07 GMT

@Anonymous wrote:
Thanks for that I have no doubts I would get the cash plus especially if they pull tu or ex I'm only 1/6 1/12 for inquiries on tu and 1/6 2/12 on ex and 0/12 on personal accounts

They usually pull TU for Cash+ .. keep in mind, that it could be "State" dependant.

This migh or might not give you better clarification?

https://ficoforums.myfico.com/t5/General-Credit-Topics/The-quot-Which-Banks-Pull-Which-Report-For-Apps-quot-list/td-p/5542910

Good luck, no matter what you decide!

Re: Questions about usbank

Anonymous — Tue, 20 Apr 2021 19:32:22 GMT

What do they usually pull for ar?

Re: Questions about usbank

TampaBAY86 — Tue, 20 Apr 2021 19:37:27 GMT

@Anonymous wrote:
What do they usually pull for ar?

It will usually depend on state for US Bank. The chart linked in @M_Smart007's response should give you an idea, but YMMV.

Re: Questions about usbank

Anonymous — Tue, 20 Apr 2021 19:45:41 GMT

Looks like ohio is TU thanks