topic Re: Synchrony CLI Request Or New App First? in Credit Card Applications

Synchrony CLI Request Or New App First?

Anonymous — Sun, 09 May 2021 17:23:17 GMT

I currently have one Synchrony account. It is a Care Credit account opened in Dec 2020. I charged about

$6K on it and will pay it off soon. I'd like to ask for a CLI and also am interested in a Lowes account. Should I

ask for the Care Credit CLI first or app the Lowes card first or does it matter?

Re: Synchrony CLI Request Or New App First?

M_Smart007 — Sun, 09 May 2021 17:37:39 GMT

I would just be careful with mixing CLI's and new apps. with SYNC.

There is a whole thread of many "AA" reasons not to.

I speak from experience.

Re: Synchrony CLI Request Or New App First?

AlmostNJ — Sun, 09 May 2021 18:37:27 GMT

@M_Smart007 wrote:
I would just be careful with mixing CLI's and new apps. with SYNC.
There is a whole thread of many "AA" reasons not to.

I speak from experience.

Me 2

Re: Synchrony CLI Request Or New App First?

Brian_Earl_Spilner — Sun, 09 May 2021 19:30:40 GMT

It doesn't matter. As for the warnings, people were being shut down when they neared $100k in open credit after asking for an increase or apping for a new card. With one card, you have nothing to worry about.

Re: Synchrony CLI Request Or New App First?

Anonymous — Sun, 09 May 2021 19:55:18 GMT

Thanks

Re: Synchrony CLI Request Or New App First?

Anonymous — Sun, 09 May 2021 21:09:43 GMT

I would say first do whichever matters more to you, then the other.