topic Re: Applying while retired in Credit Card Applications

Applying while retired

Beast26 — Wed, 12 May 2021 15:31:48 GMT

My dad is retired from working and has a clean slate with no credit score from a BK from about 5 years ago. I'm trying to figure out the best starter card for him. I've heard that sometimes discover could ask for documentation which would be a hassle for me and him to get. He pre-qualified for the basic capital one cards on the capital one website and he pre-qualified for the discover it secured. But I'm afraid of discover asking for paperwork since he is retired. Should I just apply for a capital one platinum card?

Re: Applying while retired

M_Smart007 — Wed, 12 May 2021 15:56:59 GMT

Cap1 would probably be your "least hassle" bet. IMO

Re: Applying while retired

Sandman771 — Wed, 12 May 2021 15:59:53 GMT

Also depending on who was IIBK a local bank he has a relationship would be a good source of a CC as well. Might have to start the secured route at first.

Re: Applying while retired

Shooting-For-800 — Thu, 13 May 2021 03:10:11 GMT

Cap One has been know to give up to $3k to start and up to $10k a year later on their 2nd card.

GL!

Re: Applying while retired

Beast26 — Thu, 13 May 2021 09:28:51 GMT

Thanks! I just seen this and he got $3k on his quicksilver!

Re: Applying while retired

FinStar — Thu, 13 May 2021 18:09:27 GMT

As the OP has provided an update and indicated their family member was approved, this thread is now locked and closed to new messages.