topic Re: Verizon / Synchrony Card Approval???! in Credit Card Applications

Verizon / Synchrony Card Approval???!

buildingitbackup — Thu, 04 Mar 2021 14:21:04 GMT

Rep said I was approved. "Rest assured you got the card. The 7-10 days is normal processing time for all Verizon Applicants"

Here is app response:

"Thank you for applying for the Verizon Visa Credit Card. You will receive a decision on your application by mail within 7-10 days."

Did the rep give me an ear full? This is default non-approval response correct??????

Re: Verizon / Synchrony Card Approval???!

1GaDawg85 — Thu, 04 Mar 2021 16:39:47 GMT

Did they give you a credit limit and APR?

Re: Verizon / Synchrony Card Approval???!

Anonymous — Mon, 05 Apr 2021 03:26:03 GMT

Was it an in-store sales rep? If so, they are definitely blwoing smoke. They have no insight or knowledge on credit approval.

The response you received doesn't guarantee a denial. Hopefully you will hear good news @buildingitbackup!

Re: Verizon / Synchrony Card Approval???!

fatcomic — Fri, 05 Mar 2021 22:50:35 GMT

When I applied, I app'd online and got an instant approval, credit limit, APR and a temporary available limit to use immediately on a Verizon purchase. Was it a Synchrony rep or a rep in a VZW store that you were talking to? If it was a Verizon rep, I wouldn't take their reassurance for much, sorry just being honest.

Re: Verizon / Synchrony Card Approval???!

Anonymous — Tue, 09 Mar 2021 21:36:49 GMT

I applied on 3/4/21 and was denied because my reports were frozen. I reapplied today and was denied again. I received the same 7-10 response. I called and the just need to verify my identity. So it doesn't mean that you're denied.

Re: Verizon / Synchrony Card Approval???!

kittycreditmeow — Sun, 28 Mar 2021 23:19:04 GMT

How did this turn out? Did you ever get an approval?

Re: Verizon / Synchrony Card Approval???!

Anonymous — Sun, 28 Mar 2021 23:41:15 GMT

Yes, I was approved

Re: Verizon / Synchrony Card Approval???!

kittycreditmeow — Mon, 29 Mar 2021 01:17:22 GMT

Awesome! Congratulations! I had the same thing happen so I was wondering.

Re: Verizon / Synchrony Card Approval???!

bustout — Mon, 05 Apr 2021 02:58:31 GMT

Received the postcard to apply in the mail. Went to Synchrony and got the 7-10 day response.

Received an email tonight assuming it was a link to a denial letter; however, I cannot open the PDF. Obviously, my browser can open and view PDF's, but not this one. Spotting the odletter in the web address reinforced my denial letter belief. When I logged into another account I noticed they pulled from two bureaus. What I also see is a new Verizon Credit card with a $1500 limit. I have had cards post on my report prior to receiving them before, but I am still not convinced.

Anyone ever get one of these links and could not open?

Re: Verizon / Synchrony Card Approval???!

GrandBay — Wed, 26 May 2021 19:35:47 GMT

@bustout are you keeping the FingerHut & CreditOne for AoOA purposes?

Re: Verizon / Synchrony Card Approval???!

bustout — Thu, 27 May 2021 03:12:57 GMT

@GrandBay wrote:
@bustout are you keeping the FingerHut & CreditOne for AoOA purposes?

I think I am keeping Fingerhut on for some reason other than the $2000+ credit line but I never use it and AoOA sounds good although I do not need it. It helps with the percentage of credit utilized since I never use it. Laziness is a more honest answer.

I called to cancel CreditOne. They knew it was a zero-balance and I wasn't trying to play games about fees or interest rates. I just wanted it gone and I was honest with them. Customer retention lowered the interest rate to 18.65, raised my limit to $2275, and removed any annual fees. Whenever I get that limit as an increase or offer on a better card I always tell myself I will drop the CreditOne, but it is not costing me anything. My only complaint with them when I did use it was the length of time to credit payments.