topic Re: Anyone approved for FNBO with BK reporting? in Credit Card Applications

Anyone approved for FNBO with BK reporting?

WavysMommy — Sat, 29 May 2021 20:34:59 GMT

I'm seeking some DPs regarding anyone that was approved with a BK reporting.

I finally got a reason for my denial today(applied earlier this month) and it was due to my BK. I'm almost 2 yrs discharge and I was prequalified for $6300 and took a chance after seeing so many successes on the forum.

For those that were approved with a BK reporting, can you provide your discharge dates? Trying to see how long I'd have to wait to potentially apply again in the not-so-near future.

Thanks!

Re: Anyone approved for FNBO with BK reporting?

risingup2day — Sun, 30 May 2021 12:02:55 GMT

Hi!

Here you go for DPs

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-Evergreen-Approved/m-p/6334802#M750611

Re: Anyone approved for FNBO with BK reporting?

WavysMommy — Sun, 30 May 2021 14:14:54 GMT

@risingup2day wrote:
Hi!

Here you go for DPs

https://ficoforums.myfico.com/t5/Credit-Card-Approvals/FNBO-Evergreen-Approved/m-p/6334802#M750611

Thanks! Only one person posted BK DPs on that thread. Hopefully more chime in.

Re: Anyone approved for FNBO with BK reporting?

Anonymous — Sun, 30 May 2021 22:37:27 GMT

My first response, but I've been lurking for years. I was preapproved for 6300 and 0 APR first 12 months. I was nervous about applying because my scores are mid/upper 600s but I'd gotten a couple of new cards recently. My bankruptcy, chapter 7, was filed in Sept. 2017. After thinking a day I hit the button and was approved immediately, 6300 cl.

Re: Anyone approved for FNBO with BK reporting?

Andy77 — Mon, 31 May 2021 02:11:17 GMT

I was told by an underwriter at FNBO that the bk has to be discharged at last for 3 years + before they will issue an approval.

Re: Anyone approved for FNBO with BK reporting?

WavysMommy — Mon, 31 May 2021 02:26:28 GMT

@Andy77 wrote:
I was told by an underwriter at FNBO that the bk has to be discharged at last for 3 years + before they will issue an approval.

Thank you! After seeing the poster above you and one other private message, that's exactly what it looks like.