topic Re: Bank OF America Application In Review Question in Credit Card Applications

Bank OF America Application In Review Question

wildboys — Fri, 25 Jun 2021 18:31:54 GMT

I appllied for the BOA custom rewards visa on 6-09-21. The status updates says the application is under review.

Should I call to see what is taking so long our should I just wait 30 days before I called.

MyFico EX-806.

Re: Bank OF America Application In Review Question

coldfusion — Fri, 25 Jun 2021 18:54:27 GMT

@wildboys wrote:
I appllied for the BOA custom rewards visa on 6-09-21. The status updates says the application is under review.
Should I call to see what is taking so long our should I just wait 30 days before I called.
MyFico EX-806.

Call today, during East Coast business hours. One realistic possibility is that your application was referred for verification that it was really you that applied, and that verification is handled by a group that reports within their fraud division. Turnaround within that group can be pretty slow.

You don't want to wait the 30 days as even if there was a screwup on their part the application would have expired and you would have to reapply (and they would not reuse the hard pull).

Re: Bank OF America Application In Review Question

simplynoir — Fri, 25 Jun 2021 18:56:42 GMT

If you waited this long and still no decision then I think it wouldn't hurt to see what's holding up the application. My wife went through the same thing with Premium Rewards application and she had to call to push it through. I forgot exactly what the issue was but it was resolved fairly quickly

Re: Bank OF America Application In Review Question

wildboys — Fri, 25 Jun 2021 19:00:34 GMT

@simplynoir wrote:
If you waited this long and still no decision then I think it wouldn't hurt to see what's holding up the application. My wife went through the same thing with Premium Rewards application and she had to call to push it through. I forgot exactly what the issue was but it was resolved fairly quickly

Which number should I call? Thanks.

Re: Bank OF America Application In Review Question

simplynoir — Fri, 25 Jun 2021 19:09:56 GMT

@wildboys wrote:
@simplynoir wrote:
If you waited this long and still no decision then I think it wouldn't hurt to see what's holding up the application. My wife went through the same thing with Premium Rewards application and she had to call to push it through. I forgot exactly what the issue was but it was resolved fairly quickly
Which number should I call? Thanks.

1-866-422-8089

Application status line. After they provide an update try to get an agent on the phone so they can assist on what is holding up the application

1-800-732-9194

General customer service number and honestly if you're already a cardholder the better option since you can get a representative on the line faster with a pre-existing account and have them transfer you to the right department for your pending app