https://ficoforums.myfico.com/t5/Credit-Card-Applications/How-long-will-Discover-hate-me/m-p/6374968#M296598 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1048635">@WarthogWrangler</a>&nbsp;wrote:<BR /><P>I had a Discover IT card years ago that I let get charged off.&nbsp; I paid it in full three years ago.&nbsp; Since then my scores have gone way up and I don't have a problem getting approved for just about anything now... except Discover.&nbsp; I keep tyring their prequal page and always get the same denial reason.&nbsp; "Status of previous or existing account".&nbsp; So how long can I expect to get this message?&nbsp; Honestly I don't really need one of their cards, I just hate knowing I can't have one lol.&nbsp; &nbsp;</P><HR /></BLOCKQUOTE><P>Are you getting that message when applying or filling out the pre-qualified form?</P><P>&nbsp;</P><P>If you haven't tried the prequal, you should.&nbsp;</P><P>&nbsp;</P><P>I personally did not pay them back the amount I owed, after eight years from amount closure I checked prequal and they offered a secured card... I accepted an roughly 7 months later they graduated the card; one year after opening the secured I applied for the IT card and was approved.&nbsp;</P><P>&nbsp;</P><P>While I did get back in with them, they aren't bff's with me... they closed the first card for lack of use three months after I paid off my balance (the last card swipe was around six month's before closure).&nbsp;</P><P>&nbsp;</P><P>My IT card hasn't had a credit limit increase in the 3ish years I've had it now... everytime I try, the denial mentions the previous account that charged off.</P> Thu, 22 Jul 2021 01:56:14 GMT chiefone4u 2021-07-22T01:56:14Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/How-long-will-Discover-hate-me/m-p/6374957#M296596 <P>I had a Discover IT card years ago that I let get charged off.&nbsp; I paid it in full three years ago.&nbsp; Since then my scores have gone way up and I don't have a problem getting approved for just about anything now... except Discover.&nbsp; I keep tyring their prequal page and always get the same denial reason.&nbsp; "Status of previous or existing account".&nbsp; So how long can I expect to get this message?&nbsp; Honestly I don't really need one of their cards, I just hate knowing I can't have one lol.&nbsp; &nbsp;</P> Thu, 22 Jul 2021 01:38:08 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/How-long-will-Discover-hate-me/m-p/6374957#M296596 WarthogWrangler 2021-07-22T01:38:08Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/How-long-will-Discover-hate-me/m-p/6374968#M296598 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1048635">@WarthogWrangler</a>&nbsp;wrote:<BR /><P>I had a Discover IT card years ago that I let get charged off.&nbsp; I paid it in full three years ago.&nbsp; Since then my scores have gone way up and I don't have a problem getting approved for just about anything now... except Discover.&nbsp; I keep tyring their prequal page and always get the same denial reason.&nbsp; "Status of previous or existing account".&nbsp; So how long can I expect to get this message?&nbsp; Honestly I don't really need one of their cards, I just hate knowing I can't have one lol.&nbsp; &nbsp;</P><HR /></BLOCKQUOTE><P>Are you getting that message when applying or filling out the pre-qualified form?</P><P>&nbsp;</P><P>If you haven't tried the prequal, you should.&nbsp;</P><P>&nbsp;</P><P>I personally did not pay them back the amount I owed, after eight years from amount closure I checked prequal and they offered a secured card... I accepted an roughly 7 months later they graduated the card; one year after opening the secured I applied for the IT card and was approved.&nbsp;</P><P>&nbsp;</P><P>While I did get back in with them, they aren't bff's with me... they closed the first card for lack of use three months after I paid off my balance (the last card swipe was around six month's before closure).&nbsp;</P><P>&nbsp;</P><P>My IT card hasn't had a credit limit increase in the 3ish years I've had it now... everytime I try, the denial mentions the previous account that charged off.</P> Thu, 22 Jul 2021 01:56:14 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/How-long-will-Discover-hate-me/m-p/6374968#M296598 chiefone4u 2021-07-22T01:56:14Z