topic Trying to Find the Best Intro Reward Card in Credit Card Applications

Trying to Find the Best Intro Reward Card

Anonymous — Sat, 07 Aug 2021 12:52:50 GMT

Hello! I'm here to try and see if anyone knows a better intro rewards card that I am finding. I currently have Chase Sapphire and Freedom cards. I am about to buy a wedding ring and put the rest down on a wedding through a new credit card if I can find one, estimated to spend around $7000. I'm trying to find a card that gives you a decent reward upon spending a certain amount that would make it worth my while. The best one I can find was an American Expresslne but then the $600+ annual fee is no bueno after that. Does anyone know of any good ones that would fit my scenario with low to no annual fee?

Re: Trying to Find the Best Intro Reward Card

OmarGB9 — Sat, 07 Aug 2021 14:10:46 GMT

The answer to that is quite subjective. What might be "best" for me, may not be best for you.

What do you mean by "intro" card? What would you consider a "decent" reward? What kind of rewards would you prefer? Cashback? Points?

You say you'd prefer low/no AF, but many (if not most) "good" rewards cards have some sort of AF. How do you define "low"?

Re: Trying to Find the Best Intro Reward Card

MrDFinance — Sat, 07 Aug 2021 15:41:36 GMT

Perhaps look into the chase business cards ....$750 Signup Bonus with $7500 of spend

If you can't get a business card the Chase Sapphire Preffered has a pretty juicy Signup bonus with a $95 annual fee

Re: Trying to Find the Best Intro Reward Card

Anonymous — Sat, 07 Aug 2021 15:44:22 GMT

Thank you for the response, the main thing I'm looking for is the best "xxx" dollars/points for spending "xxxx" in the first 1 ,2 3, etc. months since I will be spending $7,000 in the next month or so. Cash back or points is fine either way. I was talking about the best intro reward offer in that sense by intro card. For low annual fee I consider something like my sapphire preferred card which is $95 so somewhere in that range. I'm not looking for a $300+ fee a year but I'll still look at all options if the initial bonus offer is super high for spending a lot initially but I would probably ditch the card a year later.

Re: Trying to Find the Best Intro Reward Card

Anonymous — Sat, 07 Aug 2021 15:54:09 GMT

Unfortunately that's the card I already have or it'd be great!

looking at the citi premier card right now which offers 80,000 points for first $4,000.