topic Re: Finally offered PATH to Apple Card in Credit Card Applications

Finally offered PATH to Apple Card

collics — Fri, 17 Sep 2021 21:11:32 GMT

After 737383829373 upfront denials lol

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Re: Finally offered PATH to Apple Card

Trini88 — Sun, 15 Aug 2021 19:29:17 GMT

Congrats! Did they email the offer to you or was it in the wallet app. I can't tell by the picture.

Re: Finally offered PATH to Apple Card

collics — Sun, 15 Aug 2021 19:31:34 GMT

@Trini88 wrote:
Congrats! Did they email the offer to you or was it in the wallet app. I can't tell by the picture.

Thank you.

I applied thru the Apple store app after adding stuff to cart.

I do every month lol but I recently got a charge off removed after paying and score went up a bit. That may be the difference this time

Re: Finally offered PATH to Apple Card

Trini88 — Sun, 15 Aug 2021 19:34:41 GMT

Ok thank you! Now I know my strategy when I try next year seeing as they can't "verify" my identity for almost a year now

Re: Finally offered PATH to Apple Card

Jordan23ww — Sun, 15 Aug 2021 19:42:43 GMT

Congratulations on the invitation, the progress you've made and best wishes to you going forward in your Apple Card pursuit!

Re: Finally offered PATH to Apple Card

collics — Sun, 15 Aug 2021 20:32:46 GMT

@Jordan23ww wrote:
Congratulations on the invitation, the progress you've made and best wishes to you going forward in your Apple Card pursuit!

Thank you so much

Re: Finally offered PATH to Apple Card

ThetoriParadox — Sun, 15 Aug 2021 21:07:50 GMT

Congrats! I didnt know this PATH was a thing!

What was your score when they granted you PATH?

I try and fail to be approved every month. haha

Re: Finally offered PATH to Apple Card

collics — Fri, 17 Sep 2021 21:12:24 GMT

@ThetoriParadox wrote:
Congrats! I didnt know this PATH was a thing!
What was your score when they granted you PATH?
I try and fail to be approved every month. haha

I *think* they pull TU fico 9? Because my TU Fico 8 is 630

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Re: Finally offered PATH to Apple Card

ThetoriParadox — Sun, 15 Aug 2021 21:23:09 GMT

I think you are right too. GEEZ my TU fico 9 is at 577!!! So close haha

Re: Finally offered PATH to Apple Card

Total80sKid — Fri, 17 Sep 2021 21:13:08 GMT

Congrats on the Path offer!

I sure wish they would offer this to me. Maybe it's because I have a fresh BK.

My Fico 9 they show me is at 654

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Re: Finally offered PATH to Apple Card

Jordan23ww — Mon, 16 Aug 2021 15:26:04 GMT

@collics wrote:
@Jordan23ww wrote:
Congratulations on the invitation, the progress you've made and best wishes to you going forward in your Apple Card pursuit!
Thank you so much

You're welcome!

Re: Finally offered PATH to Apple Card

Anonymous — Fri, 10 Sep 2021 23:32:38 GMT

I, too, got the "path" offer after a few straight denials. I didn't make the "goal" they set by the date they gave me, but then not long after, I got several large CLI's on other cards out of the blue, which lowered my util %, and raised my FICO's by a good amount, so I tried again in July and got approved for $3500. I like that they not only don't mind multiple payments in a month, but they actually encourage you to do so...I use it basically like I would use my debit card, and then pay that stuff off several times a month.

Also used it for my iMac purchase, on the 0% interest installment plan. I'm already up to $95 on my Apple Cash from the Apple Card cash back.

Re: Finally offered PATH to Apple Card

collics — Mon, 13 Sep 2021 12:26:17 GMT

@Anonymous wrote:
I, too, got the "path" offer after a few straight denials. I didn't make the "goal" they set by the date they gave me, but then not long after, I got several large CLI's on other cards out of the blue, which lowered my util %, and raised my FICO's by a good amount, so I tried again in July and got approved for $3500. I like that they not only don't mind multiple payments in a month, but they actually encourage you to do so...I use it basically like I would use my debit card, and then pay that stuff off several times a month.

Also used it for my iMac purchase, on the 0% interest installment plan. I'm already up to $95 on my Apple Cash from the Apple Card cash back.

Thank you for sharing! That's good to know.

Was previously hoping I could be approve for this coming up iphone because my X is on it's last leg. Guess I'll be putting it on another card to earn some other cashback haha

Re: Finally offered PATH to Apple Card

Aspireto850 — Fri, 17 Sep 2021 20:59:26 GMT

Thanks for sharing the information as I didn't know Apple had that process.

Does anyone have a contact number for apple via goldman sachs? I was declined for a reasoon that makes no sense, to me, so would like to 'recon'.

Thanks.

Re: Finally offered PATH to Apple Card

FinStar — Fri, 17 Sep 2021 21:14:58 GMT

@Aspireto850 wrote:
Thanks for sharing the information as I didn't know Apple had that process.

Does anyone have a contact number for apple via goldman sachs? I was declined for a reasoon that makes no sense, to me, so would like to 'recon'.

Thanks.

Unfortunately, there is no reconsideration with the Apple Card @Aspireto850. You can discuss it with an agent via chat, but they will go as far as telling you to reapply again.

Re: Finally offered PATH to Apple Card

Justin028 — Thu, 16 Jun 2022 04:36:50 GMT

I was offered the Path just a few minutes ago. They had my TU score at 605 which I think is quite low compared to my Experian score of 696.

Anyway one of my goals is to pay a charge off by August but it's about to fall off this month.

Re: Finally offered PATH to Apple Card

collics — Thu, 16 Jun 2022 04:39:12 GMT

@Justin028 wrote:
I was offered the Path just a few minutes ago. They had my TU score at 605 which I think is quite low compared to my Experian score of 696.

Anyway one of my goals is to pay a charge off by August but it's about to fall off this month.

How long that have you on for?

Def apply again after the c/o falls off and your reports update such.