topic Re: Chase in Credit Card Applications

Chase

Hotcoals91 — Sat, 21 Aug 2021 22:06:57 GMT

Before I apply for a new card from chase, are there any rules I should know of, like a 6 months between applications? I got the freedom flex in may and I do have a balance.

Re: Chase

lgtwriter — Sun, 22 Aug 2021 00:54:33 GMT

@Hotcoals91 How many new cards do you have? Do a search on "5/24", which is Chase's underwriting guideline for new cards (any issuer, not just Chase) opened in a two-year period.

Re: Chase

SouthJamaica — Sun, 22 Aug 2021 20:39:35 GMT

@Hotcoals91 wrote:
Before I apply for a new card from chase, are there any rules I should know of, like a 6 months between applications? I got the freedom flex in may and I do have a balance.

I have a feeling that it is best to wait 6 months. Since you have a Chase card, you can always check on the website under the "Just for You" offers to see if you're prequalified. My guess is that a prequalification won't show up until 6 months from the date you opened the flex card.

Re: Chase

Blender — Sun, 17 Jul 2022 22:31:47 GMT

im hoping to get a pre selected offer myself in a month or two. im hearing some people get those green and black stars as early as 4 months after opening a new checking/ savings

Re: Chase

arifjk — Sun, 17 Jul 2022 23:44:16 GMT

@Hotcoals91 wrote:
Before I apply for a new card from chase, are there any rules I should know of, like a 6 months between applications? I got the freedom flex in may and I do have a balance.

From what i read and i experienced, they will want you to wait at least 30 days in between applications.

Also, you need to have 4 new accounts or less within 24 months before getting approved for their card.