https://ficoforums.myfico.com/t5/Credit-Card-Applications/BOA-amp-quot-preapproval-amp-quot/m-p/6406317#M299341 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1122389">@marvalgames</a>&nbsp;wrote:<BR /><P>How are the chances after a pre-qualify - throws me off because it looks like something everyone gets <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P><P>&nbsp;</P><P>&nbsp;</P><DIV class="row headline-container"><P class="cnx-regular headline-container__headline"><STRONG>we recommend</STRONG></P></DIV><DIV class="row card-container"><DIV class="columns small-12 medium-3 card-container__left-column"><DIV class="card-container__ratings-container "><DIV class="card-container__ratings-flex-container">&nbsp;</DIV></DIV></DIV><DIV class="columns small-12 medium-9 card-container__right-column"><STRONG>Bank of America®&nbsp;Unlimited Cash Rewards credit card $200 online cash rewards bonus offer</STRONG></DIV><DIV class="columns small-12 medium-9 card-container__right-column"><STRONG>Apply now</STRONG></DIV></DIV><HR /></BLOCKQUOTE><P>Like the other's have said, what the website recommends doesn't guarantee approval... I was denied every single time I tried a BoA suggested card including their secured card.</P><P>&nbsp;</P><P>In July I received a envelope in snail mail from them that had wording that looked like it was likely an invitation to apply, including no solid APR in the offer... I applied using the code anyway because it said "your $500 initial credit line will grow with responsible use"... I was surprised with the instant approval... even if it was only $500 limit.</P><P>&nbsp;</P><P>Previous denials for me from BoA included: too many recent inquiries, and too much available credit.&nbsp;</P><P>Not sure what caused them to change their mind with more inquiries and more available credit (and lower credit scores at time of approval).</P> Mon, 13 Sep 2021 21:47:37 GMT chiefone4u 2021-09-13T21:47:37Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/BOA-amp-quot-preapproval-amp-quot/m-p/6406167#M299322 <P>How are the chances after a pre-qualify - throws me off because it looks like something everyone gets <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P><P>&nbsp;</P><P>&nbsp;</P><DIV class="row headline-container"><P class="cnx-regular headline-container__headline"><STRONG>we recommend</STRONG></P></DIV><DIV class="row card-container"><DIV class="columns small-12 medium-3 card-container__left-column"><DIV class="card-container__ratings-container "><DIV class="card-container__ratings-flex-container">&nbsp;</DIV></DIV></DIV><DIV class="columns small-12 medium-9 card-container__right-column"><STRONG>Bank of America®&nbsp;Unlimited Cash Rewards credit card $200 online cash rewards bonus offer</STRONG></DIV><DIV class="columns small-12 medium-9 card-container__right-column"><STRONG>Apply now</STRONG></DIV></DIV> Mon, 13 Sep 2021 16:46:01 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/BOA-amp-quot-preapproval-amp-quot/m-p/6406167#M299322 marvalgames 2021-09-13T16:46:01Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/BOA-amp-quot-preapproval-amp-quot/m-p/6406256#M299331 <P>Their "preapproval" is terrible and I won't trust it....personally.</P> Mon, 13 Sep 2021 19:56:53 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/BOA-amp-quot-preapproval-amp-quot/m-p/6406256#M299331 Trini88 2021-09-13T19:56:53Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/BOA-amp-quot-preapproval-amp-quot/m-p/6406307#M299337 <P>Using BofA's Card Select/Check Offer tool and getting the "we recommend" is not a pre-approval. &nbsp;Treat this as an invitation to apply with no guarantee.</P> Mon, 13 Sep 2021 21:34:21 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/BOA-amp-quot-preapproval-amp-quot/m-p/6406307#M299337 cashorcharge 2021-09-13T21:34:21Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/BOA-amp-quot-preapproval-amp-quot/m-p/6406317#M299341 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/1122389">@marvalgames</a>&nbsp;wrote:<BR /><P>How are the chances after a pre-qualify - throws me off because it looks like something everyone gets <img id="smileyhappy" class="emoticon emoticon-smileyhappy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-happy.gif" alt="Smiley Happy" title="Smiley Happy" /></P><P>&nbsp;</P><P>&nbsp;</P><DIV class="row headline-container"><P class="cnx-regular headline-container__headline"><STRONG>we recommend</STRONG></P></DIV><DIV class="row card-container"><DIV class="columns small-12 medium-3 card-container__left-column"><DIV class="card-container__ratings-container "><DIV class="card-container__ratings-flex-container">&nbsp;</DIV></DIV></DIV><DIV class="columns small-12 medium-9 card-container__right-column"><STRONG>Bank of America®&nbsp;Unlimited Cash Rewards credit card $200 online cash rewards bonus offer</STRONG></DIV><DIV class="columns small-12 medium-9 card-container__right-column"><STRONG>Apply now</STRONG></DIV></DIV><HR /></BLOCKQUOTE><P>Like the other's have said, what the website recommends doesn't guarantee approval... I was denied every single time I tried a BoA suggested card including their secured card.</P><P>&nbsp;</P><P>In July I received a envelope in snail mail from them that had wording that looked like it was likely an invitation to apply, including no solid APR in the offer... I applied using the code anyway because it said "your $500 initial credit line will grow with responsible use"... I was surprised with the instant approval... even if it was only $500 limit.</P><P>&nbsp;</P><P>Previous denials for me from BoA included: too many recent inquiries, and too much available credit.&nbsp;</P><P>Not sure what caused them to change their mind with more inquiries and more available credit (and lower credit scores at time of approval).</P> Mon, 13 Sep 2021 21:47:37 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/BOA-amp-quot-preapproval-amp-quot/m-p/6406317#M299341 chiefone4u 2021-09-13T21:47:37Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/BOA-amp-quot-preapproval-amp-quot/m-p/6406389#M299344 <P>Put in your dog's name and hit submit</P> Mon, 13 Sep 2021 22:46:30 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/BOA-amp-quot-preapproval-amp-quot/m-p/6406389#M299344 Anonymous 2021-09-13T22:46:30Z