topic Re: Marriott App Rule in Credit Card Applications

Marriott App Rule

ficomember — Tue, 14 Sep 2021 03:26:08 GMT

Goodness who wrote the rule for Marriott Boundless credit card?

So I received upgrade bonus on Amex Brilliant card in the past 24 months. That’s the only restriction that makes me ineligible for the Chase Boundless card.

I spoke with Amex, the rep said that I earned the bonus on Oct 1, 2019 and looking at Marriott account activity, I earned the upgrade bonus on October 20, 2019. Does that mean starting Nov 1, I’m safe to apply for the boundless and get the signup bonus then? Or I should wait longer?

Re: Marriott App Rule

TampaBAY86 — Tue, 14 Sep 2021 14:01:19 GMT

@ficomember wrote:
Goodness who wrote the rule for Marriott Boundless credit card?

So I received upgrade bonus on Amex Brilliant card in the past 24 months. That’s the only restriction that makes me ineligible for the Chase Boundless card.
I spoke with Amex, the rep said that I earned the bonus on Oct 1, 2019 and looking at Marriott account activity, I earned the upgrade bonus on October 20, 2019. Does that mean starting Nov 1, I’m safe to apply for the boundless and get the signup bonus then? Or I should wait longer?

The rules are pretty convoluted for both Amex and Chase. I believe in part, due to the SPG/Marriott merger and the cards that were/are associated with each issuer.

As for the bonus, if you received it 10/20/19, then you should be good to go 11/1/21 based on the rule. I will say, I've seen sometimes needing to wait until the beginning of the month following 30 days, but I'm unsure of Chase's stance on that. If that is the case, then 12/1/21 would be the safest option.

Re: Marriott App Rule

ficomember — Tue, 14 Sep 2021 19:32:23 GMT

Thank you. I'm not in a hurry to apply. I can wait until December. So the bonus goes by the time it's posted to my Marriott account or my Amex card statement closing date?

Re: Marriott App Rule

TampaBAY86 — Tue, 14 Sep 2021 21:27:11 GMT

@ficomember wrote:
Thank you. I'm not in a hurry to apply. I can wait until December. So the bonus goes by the time it's posted to my Marriott account or my Amex card statement closing date?

It should be the date it was earned. If you are unsure which date to use, always use the later date.

I was approved for the Boundless on 7/30. My first statement cut on 8/19, but was a little shy of the $3k. I reached it a week or so later and the 3 free nights posted to my Bonvoy account on 8/28. I would use 8/28 as the date to calculate earning the bonus. I've considered going for the Brilliant (or maybe the bonvoy business to get the additional elite night credits) once I have passed the 24 months.