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    <title>topic Re: MIDNIGHT APPROVALS??? in Credit Card Applications</title>
    <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753631#M30027</link>
    <description>&lt;P&gt;Every card that everybody in the world is approved&amp;nbsp;for is always after midnight&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
    <pubDate>Wed, 21 Jan 2015 15:31:09 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2015-01-21T15:31:09Z</dc:date>
    <item>
      <title>MIDNIGHT APPROVALS???</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753301#M29918</link>
      <description>&lt;P&gt;Most of my approvals have been after midnight and after reading some post I saw that its actually quite common. &amp;nbsp;Any cards that you applied for and where approved for after midnight???&lt;/P&gt;</description>
      <pubDate>Wed, 21 Jan 2015 05:45:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753301#M29918</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-21T05:45:52Z</dc:date>
    </item>
    <item>
      <title>Re: MIDNIGHT APPROVALS???</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753377#M29932</link>
      <description>Quicksilver&lt;BR /&gt;&lt;BR /&gt;Amex</description>
      <pubDate>Wed, 21 Jan 2015 07:07:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753377#M29932</guid>
      <dc:creator>Imperfectfuture</dc:creator>
      <dc:date>2015-01-21T07:07:09Z</dc:date>
    </item>
    <item>
      <title>Re: MIDNIGHT APPROVALS???</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753383#M29933</link>
      <description>&lt;P&gt;I guess these are the robo approvals in other words automated responses?&lt;/P&gt;</description>
      <pubDate>Wed, 21 Jan 2015 07:27:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753383#M29933</guid>
      <dc:creator>joedtx</dc:creator>
      <dc:date>2015-01-21T07:27:48Z</dc:date>
    </item>
    <item>
      <title>Re: MIDNIGHT APPROVALS???</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753402#M29936</link>
      <description>&lt;P&gt;Applied at 3AM&lt;/P&gt;&lt;P&gt;Amex ED-Instant&lt;/P&gt;&lt;P&gt;Chase Marriott-Instant&lt;/P&gt;&lt;P&gt;Barcalay Sallie Mae-Instant&lt;/P&gt;&lt;P&gt;Citi DC-sent to review&lt;/P&gt;</description>
      <pubDate>Wed, 21 Jan 2015 08:11:14 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753402#M29936</guid>
      <dc:creator>kdong1996</dc:creator>
      <dc:date>2015-01-21T08:11:14Z</dc:date>
    </item>
    <item>
      <title>Re: MIDNIGHT APPROVALS???</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753407#M29938</link>
      <description>&lt;P&gt;Are you drinking when you apply for credit?&amp;nbsp; Most of my approvals were on Holidays.&amp;nbsp; Spent another 5 days proving who I was.&amp;nbsp; ATMs have been known to give people cash at the midnight hour when they did not have the money in their accounts.&lt;/P&gt;</description>
      <pubDate>Wed, 21 Jan 2015 08:28:31 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753407#M29938</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-21T08:28:31Z</dc:date>
    </item>
    <item>
      <title>Re: MIDNIGHT APPROVALS???</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753631#M30027</link>
      <description>&lt;P&gt;Every card that everybody in the world is approved&amp;nbsp;for is always after midnight&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 21 Jan 2015 15:31:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753631#M30027</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-21T15:31:09Z</dc:date>
    </item>
    <item>
      <title>Re: MIDNIGHT APPROVALS???</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753656#M30029</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Every card that everybody in the world is approved&amp;nbsp;for is always after midnight&amp;nbsp;&lt;img id="smileyvery-happy" class="emoticon emoticon-smileyvery-happy" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-very-happy.gif" alt="Smiley Very Happy" title="Smiley Very Happy" /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Funny you should say that. My Overstock approval was after midnight.&lt;/P&gt;</description>
      <pubDate>Wed, 21 Jan 2015 15:49:51 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3753656#M30029</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-21T15:49:51Z</dc:date>
    </item>
    <item>
      <title>Re: MIDNIGHT APPROVALS???</title>
      <link>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3754130#M30060</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@ericabreeding007 wrote:&lt;BR /&gt;&lt;P&gt;Most of my approvals have been after midnight and after reading some post I saw that its actually quite common. &amp;nbsp;&lt;STRONG&gt;&lt;FONT color="#ff0000"&gt;Any cards that you applied for and where approved for after midnight???&lt;/FONT&gt;&lt;/STRONG&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;&lt;FONT color="#800080" size="2"&gt;&lt;STRONG&gt;Chase Freedom--instant approval from prequal--5:00 a.m.&lt;/STRONG&gt;&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 21 Jan 2015 20:12:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Credit-Card-Applications/MIDNIGHT-APPROVALS/m-p/3754130#M30060</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2015-01-21T20:12:56Z</dc:date>
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