topic Re: Wayfair Citi Recon?!? in Credit Card Applications

Wayfair Citi Recon?!?

Anonymous — Mon, 01 Nov 2021 13:35:16 GMT

I have been waiting to hear from city all week and just recieved the email. After using the password they gave me to see my letter it says I was denied for new open revolving accounts. I did have a spree... I can't lie🤷🏻‍♀️. Theirs is the only unsuccessful story for me this time. I wanted to recon and give them a reason I wanted the card but I've never called an EO. Can someone share that number and maybe their experience? The letter is signed Manager Credit Review with a phone number... would I call that instead??

Re: Wayfair Citi Recon?!?

FinStar — Mon, 01 Nov 2021 14:50:45 GMT

Unfortunately, they'll be unlikely to budge given the reasons why they declined the application. You're welcome to try, though.

Re: Wayfair Citi Recon?!?

Anonymous — Mon, 01 Nov 2021 15:54:54 GMT

So I would get the number for and call the EO, or call the number listed on the letter signed review manager?

Wayfair citi EO number??

Anonymous — Thu, 04 Nov 2021 15:19:20 GMT

I've checked and can't find the thread. Can someone please give me the EO number for Citi/Wayfair?!

Re: Wayfair Citi Recon?!?

Anonymous — Fri, 05 Nov 2021 04:09:52 GMT

Sucks cause I'd close 5 for just the wayfair MC. I'm gunna have to stop reaching for the bottom cards lol. I've done well in the past few years but get nervous with bigger cards and apply for silly ones. I think when I decide to try again I'll start reaching higher and have a little faith in myself. Thanks for all your help with everything.

Re: Wayfair Citi Recon?!?

FinStar — Fri, 05 Nov 2021 04:31:12 GMT

@Anonymous wrote:
Sucks cause I'd close 5 for just the wayfair MC. I'm gunna have to stop reaching for the bottom cards lol. I've done well in the past few years but get nervous with bigger cards and apply for silly ones. I think when I decide to try again I'll start reaching higher and have a little faith in myself. Thanks for all your help with everything.

@Anonymous

My advice would be to continue and aspire for CCs or products that would be of great benefit to you in the long term. It's ok to be nervous with the big ones, but by and large, we have a great community here that can help you reach those goals, just don't reach for the bottom of the well . You've come a long way and different doors will open over time. Just be patient with yourself and your journey.

As an aside, even if you had reached out to the Citi Retail EO, all they would do is refer the case back to UW (you wouldn't be able to speak with them) and more than likely the decision would've been the same.