topic Re: SECU MD Credit Union CLI Frequency in Credit Card Applications

SECU MD Credit Union CLI Frequency

Anonymous — Fri, 05 Nov 2021 18:31:18 GMT

What is the frequency you can request a CLI on a credit card or Line of Credit?

Re: SECU MD Credit Union CLI Frequency

BmoreBull — Fri, 05 Nov 2021 23:03:55 GMT

That’s a good question. I have had my card for over a year now and haven't asked for a request or received an automatic one. I did call and ask about an increase to my PLOC. But they told me it would be like doing a new application and requesting the amount that I wanted to increase it to. I did'nt want a hard pull just to get an increase on it. I should have asked for 15k to begin with.

Re: SECU MD Credit Union CLI Frequency

Anonymous — Sun, 07 Nov 2021 20:17:18 GMT

@BmoreBull wrote:
That’s a good question. I have had my card for over a year now and haven't asked for a request or received an automatic one. I did call and ask about an increase to my PLOC. But they told me it would be like doing a new application and requesting the amount that I wanted to increase it to. I did'nt want a hard pull just to get an increase on it. I should have asked for 15k to begin with.

Thanks. I am thinking about refinancing my autoloan with SECU and using the same HP to request a CLI. I've only had my CC for a little over 60 days.

Re: SECU MD Credit Union CLI Frequency

vrballard — Tue, 09 Nov 2021 02:12:34 GMT

The last time I called and asked for a CLI I was told it would be a hard pull. I just left it alone.