topic Re: Three new AMEX cards in one year? in Credit Card Applications

Three new AMEX cards in one year?

RT209 — Thu, 02 Dec 2021 01:17:25 GMT

Reason I'm asking is because I'm new to AMEX and was approved for BCE for $20,000 starting line in the beginning of 2021, then three months later i was approved for BCP for a starting limit on $7,000. I'm already getting offers for the platinum and delta travel cards. I check the site and it says I'm pre approved for almost any card. Should I jump at it, or wait until 2022?

Re: Three new AMEX cards in one year?

rostrow416 — Thu, 02 Dec 2021 01:43:31 GMT

Seems like they like you...I got 2 credit cards and a charge card from them this year, but my limits on the credit cards were much lower $3k and $5k, so you should be fine for another app.

Re: Three new AMEX cards in one year?

Rebuild2019 — Thu, 02 Dec 2021 01:55:21 GMT

Congratulations 🎊🎈🎉 on your approvals.

Re: Three new AMEX cards in one year?

jwgolub — Thu, 02 Dec 2021 02:48:29 GMT

I was approved for the Bonvoy and Delta Reserve together back in August, Bonvoy at $3,100 now $6,200, and the Reserve at $3,800. I was then approved for the Platinum in October, then on Monday approved for the BCP at $10,000. A also have the Optima and Gold. So to answer your question, if Amex likes you then three new cards in a year is certainly attainable.

Re: Three new AMEX cards in one year?

FinStar — Thu, 02 Dec 2021 02:57:07 GMT

@RT209 wrote:
Reason I'm asking is because I'm new to AMEX and was approved for BCE for $20,000 starting line in the beginning of 2021, then three months later i was approved for BCP for a starting limit on $7,000. I'm already getting offers for the platinum and delta travel cards. I check the site and it says I'm pre approved for almost any card. Should I jump at it, or wait until 2022?

Yes, you could definitely qualify for a 3rd one. Typically, AENB tends to limit 2 [approved] revolving accounts (business and/or personal) in a 90-day period.

As long as you're past that 90-day window from BCP, you can apply for another revolver. As far as charge cards go, they're not subject to the same internal rules so theoretically you could apply for a charge card at any point.

Are you using both BCE and/or BCP frequently?

Re: Three new AMEX cards in one year?

RDO — Thu, 02 Dec 2021 06:45:35 GMT

I got the delta gold in Feb 2020

The amex gold in Feb 2021

The BBP in Mar 2021

The CS platinum in late June 2021

The Bonvoy Business in Oct 2021

So I don't think it would be problem for you.

Re: Three new AMEX cards in one year?

unsungivy — Thu, 02 Dec 2021 13:01:57 GMT

I picked up the BBP, the BCP, and the AmEx Platinum.

They really really really want me to pick up the AmEx Platinum Business as well, which would be a 4th.

When they like you, they love you.

Re: Three new AMEX cards in one year?

4sallypat — Thu, 02 Dec 2021 16:02:08 GMT

@unsungivy wrote:
I picked up the BBP, the BCP, and the AmEx Platinum.

They really really really want me to pick up the AmEx Platinum Business as well, which would be a 4th.

When they like you, they love you.

Yes same here - ever since I just got approved for the Amazon Prime Business revolver - my first with Amex, second with personal Plat - their marketing dept has been hounding me too.

Within a week, Amex pre-approved me for:

150,000 MR Business Plat

80,000 MR Business Gold

Blue Business Plus

Until this time, having only the personal Plat, they never pre-approved me for anything in the past 5 years.

Something strange must be going on with Amex - why would all of a sudden, they pre-approve new card accounts ?

Are they having some type of fiscal issue ?

Re: Three new AMEX cards in one year?

FinStar — Thu, 02 Dec 2021 16:16:24 GMT

@4sallypat wrote:
@unsungivy wrote:
I picked up the BBP, the BCP, and the AmEx Platinum.

They really really really want me to pick up the AmEx Platinum Business as well, which would be a 4th.

When they like you, they love you.
Yes same here - ever since I just got approved for the Amazon Prime Business revolver - my first with Amex, second with personal Plat - their marketing dept has been hounding me too.

Within a week, Amex pre-approved me for:
150,000 MR Business Plat
80,000 MR Business Gold
Blue Business Plus

Until this time, having only the personal Plat, they never pre-approved me for anything in the past 5 years.

Something strange must be going on with Amex - why would all of a sudden, they pre-approve new card accounts ?
Are they having some type of fiscal issue ?

@4sallypat Is seeing a variety pre-approved offers an indication of financial turmoil with AENB? Seems pretty standard in my view + plenty of individuals have been seeing them as well 🤷‍♂️

I'm not sure if you do this already, but if you want to learn more about how they are doing financially, you should read up or review their earnings and SEC filings -- that would be more indicative of the company's financial condition and market performance.

Re: Three new AMEX cards in one year?

RDO — Thu, 02 Dec 2021 23:58:28 GMT

Me too

150,000 for platinum business

90,000 gold business

80,000 delta gold business

100,000 delta platinum business

125,000 delta reserve business

And elevated hilton cards

Re: Three new AMEX cards in one year?

bigseegar — Tue, 07 Dec 2021 13:47:39 GMT

I did 3 new ones in 3 months. Two revolvers and a Charge. bringing my total to 6 cards. BUT I've also been a member since the 1980's and a Platinum member since 1992.

Re: Three new AMEX cards in one year?

J-F168 — Tue, 07 Dec 2021 18:22:02 GMT

Hi mate,

In Oct I got platinum, bonvoy, and bcp

Re: Three new AMEX cards in one year?

Anonymous — Sun, 09 Jan 2022 03:58:06 GMT

If they like you and your spend they like you.

I had the gold (1,700 POT) and BCP (10k) and had run $200k of spend through them by October. I then added the Plat (11k POT) in October. In December I added: Bonvoy (35k), Aspire (14k), Bus Plat (50k POT). I looked and saw I still was being preapproved despite having opened 3 cards (2 revolvers) and applied for and was approved for the Everyday Preferred but with only a 2k limit. I ended up moving limit from the bonvoy to balance. December I also was given a CLI increase on the BCP to 24k and my POT on the gold jumped to a still low 6,600. So I dont know what is going on with Amex, but they hit the end of the year and just started flinging approvals and limits like candy. I just looked and I am still being preapproved for charge cards, but not revolvers.