topic Re: Commenity and synchrony CLi timelines in Credit Card Applications

Commenity and synchrony CLi timelines

micvite — Wed, 29 Dec 2021 15:32:54 GMT

Is it just me or have they changed their reqs for the time you have to wait between CLIs? I have synchrony car care which was every month before.... and VS and ULTA cc which were every 2 months... synchrony has given me the "too recently increased" message for over 2 months now and VS and Ulta have been the same...

Re: Commenity and synchrony CLi timelines

jojo79 — Wed, 29 Dec 2021 16:24:22 GMT

I agree.... especially with Comenity. I have 2 cards that got CLI like clockwork every 61 days, and then suddenly that stopped last June/July. I am waiting 6 monts and will try again next month to see what happens.

I think Synch is every 6 months since last CLI

Re: Commenity and synchrony CLi timelines

Trini88 — Wed, 29 Dec 2021 16:30:40 GMT

I thought Comenity was 6 months for the 1st increase and 3 months for every other increase. I was rolling my eyes 5 days ago when my VS 6th statement cut and they gave me the new account excuse. Waited till the card turned 6 months old yesterday to try again 😒. Will be interesting when I try 3 months from now and can't get another one 😮

Re: Commenity and synchrony CLi timelines

micvite — Wed, 29 Dec 2021 16:35:32 GMT

@Trini88 wrote:
I thought Comenity was 6 months for the 1st increase and 3 months for every other increase. I was rolling my eyes 5 days ago when my VS 6th statement cut and they gave me the new account excuse. Waited till the card turned 6 months old yesterday to try again 😒. Will be interesting when I try 3 months from now and can't get another one 😮

Never mind, I double checked my facts... every 3 months for both synchrony car care and vs cards... why did I think it was every 2 months..

Re: Commenity and synchrony CLi timelines

Trini88 — Wed, 29 Dec 2021 16:36:51 GMT

😂😂😂😂

Re: Commenity and synchrony CLi timelines

micvite — Wed, 29 Dec 2021 16:38:28 GMT

@Trini88 wrote:
😂😂😂😂

Still doesn't explain my car care... it was going every 3 months now its been almost 4 and nothing... maybe they changed it to 6 months?

Re: Commenity and synchrony CLi timelines

jojo79 — Wed, 29 Dec 2021 18:31:01 GMT

Here's my Comenity timeline since I started tracking CLI's

Credit Card	CLI Req. Date	Yes/No	Limit Incr.	New Limit	Next Date
J.Crew	12/14/2020	Yes	$ 500.00	$ 1,250.00	2/13/2021
Overstock	12/31/2020	Yes	$ 1,500.00	$ 4,550.00	3/2/2021
J.Crew	2/15/2021	Yes	$ 500.00	$ 1,750.00	4/17/2021
Overstock	3/2/2021	Yes	$ 2,000.00	$ 6,550.00	5/2/2021
J.Crew	4/17/2021	Yes	$ 500.00	$ 2,250.00	6/17/2021
Overstock	5/2/2021	Yes	$ 1,500.00	$ 8,050.00	7/2/2021
J.Crew	6/19/2021	Yes	$ 500.00	$ 2,750.00	8/19/2021
Overstock	7/2/2021	Yes	$ 1,500.00	$ 9,550.00	9/1/2021
J.Crew	8/19/2021	No			10/19/2021
Overstock	9/1/2021	No			11/1/2021
Overstock	11/1/2021	No			1/1/2022
J.Crew	11/2/2021	No			1/2/2022