topic Re: Pre qualification site for BofA. in Credit Card Applications

Pre qualification site for BofA.

NoMoreE46 — Sat, 08 Jan 2022 05:10:29 GMT

So it is active but I don't know if it was ever not active.

https://secure.bankofamerica.com/secure-offers/public/customizedOffers/

Re: Pre qualification site for BofA.

OmarGB9 — Sat, 08 Jan 2022 06:25:22 GMT

Link doesn't load.

Re: Pre qualification site for BofA.

Ilinferno — Sat, 08 Jan 2022 07:14:17 GMT

Put in my info and all it states is "we recommend"...no APR or limit. It does say the offer is good for todays date only but I have a feeling this is iffy as a pre-qual at best.

Re: Pre qualification site for BofA.

coldfusion — Sat, 08 Jan 2022 10:31:33 GMT

@Ilinferno wrote:
Put in my info and all it states is "we recommend"...no APR or limit. It does say the offer is good for todays date only but I have a feeling this is iffy as a pre-qual at best.

It's fairly well known that the online BoA prequals are marketing tools, the recommendations are not tied to verification of your creditworthiness.

Re: Pre qualification site for BofA.

NoMoreE46 — Sat, 08 Jan 2022 16:53:32 GMT

Thanks for the clarification @coldfusion .

Given the above, Click on the Continue without signing in Option if you still want now @OmarGB9.

Re: Pre qualification site for BofA.

OmarGB9 — Sat, 08 Jan 2022 16:46:37 GMT

@coldfusion wrote:
@Ilinferno wrote:
Put in my info and all it states is "we recommend"...no APR or limit. It does say the offer is good for todays date only but I have a feeling this is iffy as a pre-qual at best.
It's fairly well known that the online BoA prequals are marketing tools, the recommendations are not tied to verification of your creditworthiness.

Agreed, notice the verbiage: "we recommend..."

It does not say anything about prequalifying.

Re: Pre qualification site for BofA.

AverageJoesCredit — Sat, 08 Jan 2022 19:16:07 GMT

BOA recommends i get some assets....preferably with them😊

Re: Pre qualification site for BofA.

M_Smart007 — Sun, 09 Jan 2022 00:02:46 GMT

@AverageJoesCredit wrote:
BOA recommends i get some assets....preferably with them😊

@AverageJoesCredit,

Re: Pre qualification site for BofA.

Junejer — Wed, 12 Jan 2022 00:24:42 GMT

@M_Smart007 wrote:
@AverageJoesCredit wrote:
BOA recommends i get some assets....preferably with them😊
@AverageJoesCredit,

I can't ever prequalify on BoA, because they don't recognize my address. Really, BoA? I don't know where I live?

Re: Pre qualification site for BofA.

SPChaser — Wed, 12 Jan 2022 01:58:23 GMT

@coldfusion wrote:
@Ilinferno wrote:
Put in my info and all it states is "we recommend"...no APR or limit. It does say the offer is good for todays date only but I have a feeling this is iffy as a pre-qual at best.
It's fairly well known that the online BoA prequals are marketing tools, the recommendations are not tied to verification of your creditworthiness.

Was about to post something similar to this. Thank you @coldfusion . You can't trust those BOA prequalification notices.

Re: Pre qualification site for BofA.

SPChaser — Wed, 12 Jan 2022 01:59:38 GMT

@M_Smart007 wrote:
@AverageJoesCredit wrote:
BOA recommends i get some assets....preferably with them😊
@AverageJoesCredit,

🤣🤣🤣

Re: Pre qualification site for BofA.

JLRDC909 — Wed, 12 Jan 2022 16:21:02 GMT

I've never gotten any pre-approval from them from that site. I've just cold apped for their cards. I honestly don't know why they don't have a better pre-qualify/pre-approved software. Mine just show up as "we recommend".

Re: Pre qualification site for BofA.

coldfusion — Wed, 12 Jan 2022 16:37:08 GMT

For whatever reason it's their business model. They do extend valid prequalifications that can be for a specific card, or sometimes the option to pick one of several named cards, to existing clients that they have targeted.