https://ficoforums.myfico.com/t5/Credit-Card-Applications/Finally-AMEX-Pre-Qual-5-5yrs-Post-BK13/m-p/6491321#M305921 <P>If you never burned/IIB AENB, then yes this is a positive sign. For the most part, these offers are fairly solid. Since you're past the 5.1 years post-BK minimum requirement, you can always consider it once you've closed on your new home.</P> Wed, 16 Feb 2022 04:06:40 GMT FinStar 2022-02-16T04:06:40Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Finally-AMEX-Pre-Qual-5-5yrs-Post-BK13/m-p/6491318#M305920 <P>BK13 discharged July 2021 never burned Amex.&nbsp; I tried to pre-qualify 5.1yr after BK filing date (not discharge) with no success.&nbsp; In my case, AMEX finally gave me the flirty wink (<img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" />) right at <U><STRONG>5.5yrs.</STRONG></U>&nbsp; I won't apply as I'm preparing for a new home loan in the upcoming weeks but it feels good.&nbsp; I'll consider GOLD after I close on my home and debate on also pursuing Venture X.</P><P>&nbsp;</P><P>When I click on "Show All Cards" I get prequal for all cards.&nbsp; I take it this is positive and a possible approval if I bite?</P><P>&nbsp;</P><P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Screen Shot 2022-02-15 at 10.45.44 PM.png" style="width: 400px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/80184iCFCA73BD159BC28D/image-size/medium?v=v2&amp;px=400" role="button" title="Screen Shot 2022-02-15 at 10.45.44 PM.png" alt="Screen Shot 2022-02-15 at 10.45.44 PM.png" /></span></P><P><span class="lia-inline-image-display-wrapper lia-image-align-inline" image-alt="Screen Shot 2022-02-15 at 10.55.55 PM.png" style="width: 300px;"><img src="https://ficoforums.myfico.com/t5/image/serverpage/image-id/80191i7094B8AE28090167/image-size/medium?v=v2&amp;px=400" role="button" title="Screen Shot 2022-02-15 at 10.55.55 PM.png" alt="Screen Shot 2022-02-15 at 10.55.55 PM.png" /></span></P> Wed, 16 Feb 2022 04:01:48 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Finally-AMEX-Pre-Qual-5-5yrs-Post-BK13/m-p/6491318#M305920 FLLGuy 2022-02-16T04:01:48Z https://ficoforums.myfico.com/t5/Credit-Card-Applications/Finally-AMEX-Pre-Qual-5-5yrs-Post-BK13/m-p/6491321#M305921 <P>If you never burned/IIB AENB, then yes this is a positive sign. For the most part, these offers are fairly solid. Since you're past the 5.1 years post-BK minimum requirement, you can always consider it once you've closed on your new home.</P> Wed, 16 Feb 2022 04:06:40 GMT https://ficoforums.myfico.com/t5/Credit-Card-Applications/Finally-AMEX-Pre-Qual-5-5yrs-Post-BK13/m-p/6491321#M305921 FinStar 2022-02-16T04:06:40Z