PenFed Recycled HP?

TiiBost4 — Thu, 12 May 2022 21:19:21 GMT

Long time penfed customer, not new. Applied for CLI on existing card - denied . equifax pull. can i call lending and ask them to apply for the ploc? is it possible to get instantly approved or would it be manually reviewed since their re-using hp (if they do)?

Re: PenFed Recycled HP?

FinStar — Thu, 12 May 2022 21:42:36 GMT

@TiiBost4 wrote:
Long time penfed customer, not new. Applied for CLI on existing card - denied . equifax pull. can i call lending and ask them to apply for the ploc? is it possible to get instantly approved or would it be manually reviewed since their re-using hp (if they do)?

Hi @TiiBost4 - welcome to the forums.

Unfortunately, no.

For PLOCs, PLs, Overdraft LOCs, they use EX. Therefore the HP cannot he repurposed. It may be possible you could use that particular HP if you were to apply for another PenFed CC, but you may have to reach out to lending if that's the case.

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PenFed Recycled HP?

Re: PenFed Recycled HP?