topic Re: Capital one CLI question in Credit Card Applications

Capital one CLI question

Deeyarht948 — Sun, 15 May 2022 19:27:21 GMT

I have a Capital One Savor card and my last credit limit increase was $200 about six months ago they are again offer me $250 credit limit increase should I take it Or wait for them to give me a higher one what do you guys think

Re: Capital one CLI question

tcbofade — Sun, 15 May 2022 19:38:41 GMT

As stingy as they are with CLIs, I would take it.

Good luck!

Re: Capital one CLI question

HeavenOhio — Sun, 15 May 2022 20:29:38 GMT

@Deeyarht948, what's your current limit? How much do you spend on the card?

Re: Capital one CLI question

Deeyarht948 — Sun, 15 May 2022 21:04:48 GMT

My current limit is 2400 and I spend an average of 1000 bucks a month on it

Re: Capital one CLI question

SUPERSQUID — Mon, 16 May 2022 01:38:36 GMT

@Deeyarht948 wrote:
I have a Capital One Savor card and my last credit limit increase was $200 about six months ago they are again offer me $250 credit limit increase should I take it Or wait for them to give me a higher one what do you guys think

200 or 250 cli on savor one is a bonanza, last cli on my savor one was 100 bucks

Re: Capital one CLI question

OmarGB9 — Mon, 16 May 2022 02:44:13 GMT

@Deeyarht948 wrote:
My current limit is 2400 and I spend an average of 1000 bucks a month on it

If you're not even reaching 50% utilization, it'll be hard to get a large CLI.

Re: Capital one CLI question

GatorGuy — Mon, 16 May 2022 03:22:58 GMT

Turning down a CLI I can't imagine is a good plan to get a larger increase later.