topic Re: US Bank Altitude RESERVE DP Question in Credit Card Applications

US Bank Altitude RESERVE DP Question

calisig — Tue, 24 May 2022 03:59:22 GMT

Regarding US Bank's 3/12 guidline, does that apply to all loans that show up on one's credit report, including Auto, Mortagage, Installment, etc.? Or just credit cards?

Thanks,

Re: US Bank Altitude RESERVE DP Question

Jordan23ww — Sun, 22 May 2022 03:14:38 GMT

Someone correct me if I am wrong, but from all my research and my own personal experience it applies just to credit cards. It excludes loans.

Re: US Bank Altitude RESERVE DP Question

Adkins — Sun, 22 May 2022 07:12:00 GMT

@Jordan23ww wrote:
Someone correct me if I am wrong, but from all my research and my own personal experience it applies just to credit cards. It excludes loans.

You are correct.