topic Re: PenFed now has pre qualify links for their credit cards in Credit Card Applications

PenFed now has pre qualify links for their credit cards

user979797 — Thu, 07 Jul 2022 21:37:40 GMT

PenFed has been updating their site recently and today I noticed that you can now pre qualify (non members or members) on their credit card website without affecting your credit score (soft pull). I tried it out but it's not working yet. Hopefully it will be soon but wanted to share with everyone

Re: PenFed now has pre qualify links for their credit cards

DakotaM — Thu, 07 Jul 2022 22:40:57 GMT

It is working now for me. Apparently I'm pre-approved for their Platinum Rewards at 5k! Not bad considering how many recent inquiries I have. Only problem is I use public transit, so the main draw of the card isn't really for me 🙁

Re: PenFed now has pre qualify links for their credit cards

wingennis — Thu, 07 Jul 2022 22:56:27 GMT

Thanks for sharing! It is nice to PenFed take a baby step into the modern era.

Re: PenFed now has pre qualify links for their credit cards

Trini88 — Fri, 08 Jul 2022 00:26:13 GMT

2 denials later and they finally put a prequal out on their site. Sure enough....I qualify for all their cards 🙄....it's cool that they give an estimated amount.

Power Cash Rewards $1500

Gold $2500

Platinum Rewards $1500

Parhfinder Rewards $1500

Too bad they left such a bad taste in my mouth after those denials. Now I don't even want their cards 😭

Re: PenFed now has pre qualify links for their credit cards

Zoostation1 — Fri, 08 Jul 2022 01:12:28 GMT

I'm not applying for anything right now and don't have anything but a savings acct with them, but just tried out the prequal for kicks and I couldn't get it to work while logged in.

Re: PenFed now has pre qualify links for their credit cards

Inmarkwetrust15 — Fri, 08 Jul 2022 01:33:40 GMT

Im not seeing the link on my account. How did you check??

Re: PenFed now has pre qualify links for their credit cards

Trini88 — Fri, 08 Jul 2022 01:47:05 GMT

@Zoostation1 wrote:
I'm not applying for anything right now and don't have anything but a savings acct with them, but just tried out the prequal for kicks and I couldn't get it to work while logged in.

I did mine by saying I wasn't a member. When I said I was a member it didn't work.

Re: PenFed now has pre qualify links for their credit cards

Trini88 — Fri, 08 Jul 2022 01:48:09 GMT

@Inmarkwetrust15 wrote:
Im not seeing the link on my account. How did you check??

Just go to site and click on credit cards and you should see the prequal next to each card. I wouldn't say I was a member because that didn't work, just click not a member and continue to prequal

Re: PenFed now has pre qualify links for their credit cards

Suzette2 — Fri, 08 Jul 2022 01:57:01 GMT

@user979797 wrote:
PenFed has been updating their site recently and today I noticed that you can now pre qualify (non members or members) on their credit card website without affecting your credit score (soft pull). I tried it out but it's not working yet. Hopefully it will be soon but wanted to share with everyone

Doesn't work tho

@user979797 wrote:
PenFed has been updating their site recently and today I noticed that you can now pre qualify (non members or members) on their credit card website without affecting your credit score (soft pull). I tried it out but it's not working yet. Hopefully it will be soon but wanted to share with everyone

Doesn't work tho

Re: PenFed now has pre qualify links for their credit cards

Suzette2 — Fri, 08 Jul 2022 01:57:49 GMT

@Zoostation1 wrote:
I'm not applying for anything right now and don't have anything but a savings acct with them, but just tried out the prequal for kicks and I couldn't get it to work while logged in.

Ditto

Re: PenFed now has pre qualify links for their credit cards

Jeffster1 — Fri, 08 Jul 2022 03:28:21 GMT

I was a member for years but included them in my 13 in 2017 (DC in January 2021 but mine was a 100 percent plan if that makes a difference . Apparently, they did not close my savings account with them, and I get offers periodically.

I logged in and it pre-filled the form with my information. I updated income and housing status. It came back that I am Pre-qualed for a Cash Rewards Visa Signature with a possible $10,000 CL.

I know pre-qualed is not pre-approved, but, frankly, I am surprised it came back with anything.

Re: PenFed now has pre qualify links for their credit cards

SmileNWave — Fri, 08 Jul 2022 02:26:55 GMT

I can't find it. Besides, it's not like they like my profile anyways (they really seem to hate my AAoA)

Re: PenFed now has pre qualify links for their credit cards

Zoostation1 — Fri, 08 Jul 2022 03:43:18 GMT

Just got back home again and tried again and the prequal link is gone logged in or not.

Re: PenFed now has pre qualify links for their credit cards

Trini88 — Fri, 08 Jul 2022 05:01:41 GMT

@Zoostation1 wrote:
Just got back home again and tried again and the prequal link is gone logged in or not.

Yep it's gone, wow

Re: PenFed now has pre qualify links for their credit cards

wingennis — Fri, 08 Jul 2022 15:01:22 GMT

They were kind enough to tell me I am at max exposure. And sent a nice email which I couldn't open due to the weird file extension. Apparently they are not moving very far into the modern era after all.

Re: PenFed now has pre qualify links for their credit cards

crrredit — Fri, 08 Jul 2022 15:25:34 GMT

Dang, I just joined them a few months ago. I've been hesitant about applying for one of their cards, as I'm still fixing some stuff on my reports. But they did give me a personal loan. They offer preapprovals for loans. Hope the card preapprovals come back when I'm ready to check.

Re: PenFed now has pre qualify links for their credit cards

crystal626 — Fri, 08 Jul 2022 16:24:34 GMT

@Trini88 wrote:
@Zoostation1 wrote:
Just got back home again and tried again and the prequal link is gone logged in or not.
Yep it's gone, wow

Probably just testing it. It will be back I'm sure.

Re: PenFed now has pre qualify links for their credit cards

SmileNWave — Fri, 08 Jul 2022 22:05:09 GMT

@crystal626 wrote:
@Trini88 wrote:
@Zoostation1 wrote:
Just got back home again and tried again and the prequal link is gone logged in or not.
Yep it's gone, wow
Probably just testing it. It will be back I'm sure.

I hope so. I'd hate to waste another HP just to get denied.

Re: PenFed now has pre qualify links for their credit cards

Mones — Sat, 09 Jul 2022 14:02:32 GMT

**bleep**, that was too quick, I saw this original post and by the time I checked the website it was already decommissioned. Hopefully it comes back like another poster said. I think prequalifications are a thin files best friend and getting into PenFed with their easier to increase limits would probably help my credit growth go by quicker.

Re: PenFed now has pre qualify links for their credit cards

coldfusion — Sat, 09 Jul 2022 18:30:33 GMT

The related code was probably deliberately deployed for several hours as part of a planned operational test and then backed out once the tests had been completed, or they deployed and quickly discovered a flaw significant enough to warrant a backing out. I'm sure that once their evaluation has been completed and the lessons learned are adequately addressed the feature will be brought back.

I just hope that right out of the gate its usefulness is a lot more like the AMEX preapproval tool than that of the NFCU prequalifier.