topic Suggestions for applying in Credit Card Applications

Suggestions for applying

Ramsport — Sat, 16 Jul 2022 21:14:19 GMT

As of today my credit reports are completely clean of derogatories.

I've already established good lines of credit two loans Amex.

Scores are 733 across the board.

Thank you for any and all recommendations

Re: Suggestions for applying

D10001 — Sat, 16 Jul 2022 22:17:59 GMT

Other than the Amex loans, what other credit lines do you currently have?

Re: Suggestions for applying

Anonymous — Sat, 16 Jul 2022 22:41:00 GMT

@Ramsport If you have two loans already with American Express, then I suggest applying for one or two of their credit cards. Amex usually only does soft pulls for additional products with them, and soft pulls don't harm your credit. But if I'm misunderstanding you, and it's actually two Amex credit cards that you currently have, then I would recommend opening a small share secured loan at Andrews FCU. Andrews is open to everyone, and they do not pull credit for secured loans. An installment loan on your credit report will benefit your credit score.

Re: Suggestions for applying

OmarGB9 — Sun, 17 Jul 2022 01:08:22 GMT

We can't really recommend anything without knowing what exactly you're looking for. For example, what are your biggest areas of spend? Do you travel a lot? Do you prefer cashback or points? AF or No AF?

Re: Suggestions for applying

PapaTunde — Sun, 17 Jul 2022 01:14:10 GMT

Congrats on bering ding free