topic Re: SHOULD I DO APP SPREE? in Credit Card Applications

SHOULD I DO APP SPREE?

OniStringer — Thu, 28 Jul 2022 02:57:03 GMT

So, about 2 months ago I was approved for Cap 1 Walmart $3k, Just recently got some baddies removed from TU which got me the Apple Card today.

Around March of 2023 I will have everything off experian and equifax. Should i wait to apply for cards then? Or should i do them now?

I have 5 inquires right now. ONE is gone next month. Obviously Walmart was added 2 months ago, Apple Card this month.

Re: SHOULD I DO APP SPREE?

cashorcharge — Thu, 28 Jul 2022 03:40:24 GMT

Without your score and the cards your intending on applying for, it's hard to give advice.

That being said, if everything clears up on MAR 2023, regardless of approvals today...they'll be better approvals then.

Re: SHOULD I DO APP SPREE?

Anonymalous — Thu, 28 Jul 2022 07:06:43 GMT

Agree with @cashorcharge, plus you just picked up a couple nice cards. Why not let them age a bit? The baddies dropping off next year is a good date to aim for.

Re: SHOULD I DO APP SPREE?

OniStringer — Thu, 28 Jul 2022 09:16:55 GMT

@Anonymalous wrote:
Agree with @cashorcharge, plus you just picked up a couple nice cards. Why not let them age a bit? The baddies dropping off next year is a good date to aim for.

Yeah agreed. The more I thought about it I am just going to wait. Spend this time trying to get more early exclusions, lowering my utilization, and just prep for a few more apps when everything falls off. Thanks for the advice guys, helped me reconsider haha