topic Re: Capital One Venture X in Credit Card Applications

Capital One Venture X

minski — Wed, 10 Aug 2022 04:02:25 GMT

One of the posts I read mentioned a higher likelihood of approval if you are pre-approved for the regular Venture. Is there anyone who can corroborate this, especially for someone who has a lot of revolving accounts?

Re: Capital One Venture X

FireMedic1 — Wed, 10 Aug 2022 10:09:09 GMT

Not an easy card to get. Could you add how many accounts/your util%/FICO Scores/Income? More info helps on your odds for approval.

Re: Capital One Venture X

wingennis — Wed, 10 Aug 2022 13:43:25 GMT

I am obviously not every case but I was preapproved for nothing but secured cards when I applied (no idea why). I was still instantly approved for $20k and was approved for a 10k CLI after 4 months and was given a random 1k recently. I think the Venture X is off in a weird little world of its own at Cap1.

Re: Capital One Venture X

Hoben02 — Thu, 11 Aug 2022 09:31:15 GMT

@wingennis wrote:
I am obviously not every case but I was preapproved for nothing but secured cards when I applied (no idea why). I was still instantly approved for $20k and was approved for a 10k CLI after 4 months and was given a random 1k recently. I think the Venture X is off in a weird little world of its own at Cap1.

You're probably more of the type of customer they want somebody who possibly will pay the interest rate, but will not go bk on them remember cap one has a history with the subprime market

Re: Capital One Venture X

wingennis — Thu, 11 Aug 2022 12:44:20 GMT

@Hoben02 wrote:
@wingennis wrote:
I am obviously not every case but I was preapproved for nothing but secured cards when I applied (no idea why). I was still instantly approved for $20k and was approved for a 10k CLI after 4 months and was given a random 1k recently. I think the Venture X is off in a weird little world of its own at Cap1.
You're probably more of the type of customer they want somebody who possibly will pay the interest rate, but will not go bk on them remember cap one has a history with the subprime market

I don't carry balances and have scores around 800.

Re: Capital One Venture X

Gingi — Fri, 12 Aug 2022 04:00:14 GMT

@minski wrote:
One of the posts I read mentioned a higher likelihood of approval if you are pre-approved for the regular Venture. Is there anyone who can corroborate this, especially for someone who has a lot of revolving accounts?

It worked for me but I only have 4 revolving accounts. 1 new acct within the past 6 months & 2 within the past 12 months. I was approved for the lowest credt line & highest apr so probably a marginal approval. EQ 706.

Re: Capital One Venture X

minski — Sun, 14 Aug 2022 01:54:13 GMT

@FireMedic1 wrote:
Not an easy card to get. Could you add how many accounts/your util%/FICO Scores/Income? More info helps on your odds for approval.

I have about 20 or so revolving accounts. I PIF with 1-3% util with FICO scores in high 700s-low 800s. Income > $100K. I did do the pre-approval check which showed Venture and Venture One so am wondering if it is possible I MIGHT get approved. Already got rejected for USB Altitude Reserve for too many revolving accounts and maximum unsecured credit....

Re: Capital One Venture X

Remedios — Sun, 14 Aug 2022 02:03:10 GMT

@Hoben02 wrote:
@wingennis wrote:
I am obviously not every case but I was preapproved for nothing but secured cards when I applied (no idea why). I was still instantly approved for $20k and was approved for a 10k CLI after 4 months and was given a random 1k recently. I think the Venture X is off in a weird little world of its own at Cap1.
You're probably more of the type of customer they want somebody who possibly will pay the interest rate, but will not go bk on them remember cap one has a history with the subprime market

I just want to know what you based this post on as it relates to the member you're addressing

So, elaborate please

Re: Capital One Venture X

minski — Mon, 15 Aug 2022 22:49:32 GMT

So, I applied and was instantly approved. But they might deny me anyway because I accidentally sent in a duplicate application while in the middle of creating an online account. 😅

Re: Capital One Venture X

StephenH — Mon, 15 Aug 2022 22:53:41 GMT

Congratulations on your approval!! What is the SL

If you are worried, just call in and let them know you accidentally submitted a duplicate application.

You should be completely fine.

Re: Capital One Venture X

minski — Tue, 16 Aug 2022 01:27:39 GMT

@StephenH wrote:
Congratulations on your approval!! What is the SL

If you are worried, just call in and let them know you accidentally submitted a duplicate application.

You should be completely fine.

Thanks.

SL $30,000

APR 22.49%

My first Capital One. 😅 My colleague kept hyping it up so I am looking forward to it. And he is happy to look forward to the referral points. Now, to find $4000 in expenses for the next 90 days....😂

Re: Capital One Venture X

Remedios — Tue, 16 Aug 2022 01:46:17 GMT

Congrats on your approval.

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