topic Chase Pre Approved ? in Credit Card Applications

Chase Pre Approved ?

PointsBonus — Thu, 11 Aug 2022 20:45:15 GMT

Sitting at the airport waiting to get on the Plane ...

my Southwest app shows pre approved with solid 24.49% (lol) for fun I applied - and ....... 7-10 day notice.

so I am guessing he pre approval's are not pre approvals any more ?

Re: Chase Pre Approved ?

Gidgetmom — Thu, 11 Aug 2022 20:55:36 GMT

I can't speak to the pre approval being valid, but I recently applied for the Chase Freedom Unlimited and got the same message. The next morning, I was approved. I think Chase likes to take their sweet time, FWIW. Good luck!

Re: Chase Pre Approved ?

PointsBonus — Thu, 11 Aug 2022 21:12:12 GMT

@Gidgetmom Was yours a pre-approval or cold app ?
I am also way over 5/24 ....

Re: Chase Pre Approved ?

Gidgetmom — Thu, 11 Aug 2022 21:21:22 GMT

Mine was a cold app, I had 5 inquiries for an auto loan, but hadn't added any new credit cards in well over 2 years. Chase has never given me preapprovals.

Re: Chase Pre Approved ?

CreditCuriosity — Thu, 11 Aug 2022 22:57:47 GMT

call 800 # in backdoor automated status phone numbers if 2 week or 30 days notice good.. 7 days notice not so good. Best of luck you already took the hit, mise well check etc if curious. Not all approvals with chase by any means are instant. pre-approvals are fairly solid usually if on chase's website although you mentioned this was SW website so unknown although set apr's use to be a good sign. Havent kept up recently with all lenders as much as I use to

Re: Chase Pre Approved ?

PointsBonus — Fri, 12 Aug 2022 00:19:09 GMT

I called the back number and it gave the nice "your not approved" 7-10 days message.

Re: Chase Pre Approved ?

PointsBonus — Fri, 12 Aug 2022 13:24:55 GMT

It has been confirmed by Chase the even the pre approvals no longer by pass the 5/24.
it was a very disappointing reconsideration phone call