topic Re: MoveCU Data point in Credit Card Applications

MoveCU Data point

12njoy — Mon, 15 Aug 2022 23:18:48 GMT

Re: MoveCU Data point

CreditCuriosity — Mon, 15 Aug 2022 23:55:25 GMT

Interesting as they aren't a CU are they as they just shop CU's cards for a person from what i was reading just not on them.

Re: MoveCU Data point

12njoy — Mon, 15 Aug 2022 23:57:29 GMT

@CreditCuriosity wrote:
Interesting as they aren't a CU are they as they just shop CU's cards for a person from what i was reading just not on them.

That's my understanding

Re: MoveCU Data point

mfinsmi1 — Tue, 16 Aug 2022 01:17:33 GMT

OP a bunch of us in the credit approval forum all recieved denails after getting pre approvals - move CU is definitly bogus

Re: MoveCU Data point

SDMarik — Wed, 17 Aug 2022 15:14:16 GMT

That stinks, from what I can gather they're kind of lame anyway. I wonder if there was another reason other than that that caused the denial, seeing as they are only required to give you one.

Re: MoveCU Data point

bachi607 — Wed, 17 Aug 2022 18:49:04 GMT

MOVECU IS SCAM!!! PLEASE DON"T FALL FOR IT, THEY SIMPLY SAY PRE_APPROVED FOR $25K - THANKS

Re: MoveCU Data point

mfinsmi1 — Wed, 17 Aug 2022 18:49:26 GMT

@SDMarik they claimed they couldnt verify my identity even though i had to provide a selfie my social and drivers licnese - now im getting weird spam calls

Re: MoveCU Data point

SDMarik — Wed, 17 Aug 2022 18:59:34 GMT

Youre better off without them anyway, they aren't even a real CU. More of a CU card broker from what I know about them.

Re: MoveCU Data point

Marie4580 — Sun, 21 Aug 2022 03:06:08 GMT

Agreed. I got denial but two approvals from CUs this month

@mfinsmi1 wrote:
OP a bunch of us in the credit approval forum all recieved denails after getting pre approvals - move CU is definitly bogus

Re: MoveCU Data point

Remedios — Sun, 21 Aug 2022 16:44:12 GMT

I don't think denial is the reason for concern here.

Concern should be so many who willingly gave up copies of DL and SS card, demographics info including cell phone number, and selfies to something/someone most never heard off because someone posted about an approval that never happened. You don't need anything else to "become" someone else.

There isn't an approval or utilization padding worth what it can cause in terms of fraud/identity theft.

Most 3 year olds know not to go with strangers because adults teach them that. I guess same doesn't apply to adults.

Hopefully, none of you experience any negative effects from this.

Re: MoveCU Data point

FireMedic1 — Mon, 22 Aug 2022 22:46:21 GMT

"With MoveCU, we take your information and use our unique lending algorithm to compare credit union loans and find you the best fit and lowest rate. We than? display actual rates YOU qualify for from credit unions you are eligible to join without damaging your credit. If you see an offer you like, you just have to accept, fill out our quick and easy application, and we'll do the rest!"

https://movecu.com/faq

Nuff said...............................................

Re: MoveCU Data point

OmarGB9 — Tue, 23 Aug 2022 01:12:50 GMT

@FireMedic1 wrote:
"With MoveCU, we take your information and use our unique lending algorithm to compare credit union loans and find you the best fit and lowest rate. We than? display actual rates YOU qualify for from credit unions you are eligible to join without damaging your credit. If you see an offer you like, you just have to accept, fill out our quick and easy application, and we'll do the rest!"
https://movecu.com/faq
Nuff said...............................................

Found a few more:

Does MoveCU keep or sell personal data?

Federal and state regulations may require that we store completed loan requests for various periods of time. In order to comply with these requirements, we may be unable to delete your information from our database until the expiration of the applicable period. However, we do not store or utilize your personal information such as Social Security number (SSN), data of birth (DOB), address and phone number beyond legally required compliance.

How do you ensure personal and/or sensitive data is kept secure and private?

Your security and privacy is very important to us. To make sure you stay protected, we utilize a tightly regualated system of cryptography algorithms, firewall protection, top-of-the-line security technology, and 256-bit encryption (a higher standard than many banks) to protext your data and any and all transmissions between your browser and our web server, including when you send your personal financial information to us. To read more about this, visit our security page.

Re: MoveCU Data point

Traveler101 — Tue, 23 Aug 2022 01:40:32 GMT

@Remedios wrote:
I don't think denial is the reason for concern here.
Concern should be so many who willingly gave up copies of DL and SS card, demographics info including cell phone number, and selfies to something/someone most never heard off because someone posted about an approval that never happened. You don't need anything else to "become" someone else.

There isn't an approval or utilization padding worth what it can cause in terms of fraud/identity theft.

Most 3 year olds know not to go with strangers because adults teach them that. I guess same doesn't apply to adults.

Hopefully, none of you experience any negative effects from this.

Amen!