topic Re: Disco CLI in Credit Card Applications

Disco CLI

Suzette2 — Tue, 13 Sep 2022 02:02:32 GMT

So I've had Ms Disco for 6 months. I thought we'd known each another long enough for a CLI especially since my score has grown. Nope. I called. It's a year. 🤷🏼‍♀️🤷🏼‍♀️🤷🏼‍♀️

Re: Disco CLI

Anonymous — Tue, 13 Sep 2022 02:06:40 GMT

Discover sure remains an unknown challenge or is it a moving target? Read some seem to still pound on the keys for CLIs...???

Re: Disco CLI

Suzette2 — Tue, 13 Sep 2022 02:09:05 GMT

@Anonymous wrote:
Discover sure remains an unknown challenge or is it a moving target? Read some seem to still pound on the keys for CLIs...???

Maybe that's the key. Be a Karen each month on the same date and ask. 🤦‍♀️ Upsets their algorithms. Whatever they may be.
🤷🏼‍♀️

@Anonymous wrote:
Discover sure remains an unknown challenge or is it a moving target? Read some seem to still pound on the keys for CLIs...???

Re: Disco CLI

SUPERSQUID — Tue, 13 Sep 2022 02:27:45 GMT

@Suzette2 wrote:
So I've had Ms Disco for 6 months. I thought we'd known each another long enough for a CLI especially since my score has grown. Nope. I called. It's a year. 🤷🏼‍♀️🤷🏼‍♀️🤷🏼‍♀️

My first Disco took 13 - 14 months for the first cli 3000 - 4500 = 1500 cli.

At 13 months i got my second disco 6k sl.

At 9 months on card #1 i asked for a cli and miss disco slapped my hand and said silly boy, NO.

Re: Disco CLI

805orbust — Tue, 13 Sep 2022 04:23:48 GMT

Ugh... those guys. @Suzette2 don't even sweat them. I've had mine since 2016. $900 SL and in 2017 they so generosity raised it by $300. Then in 2020 I got the FF to replace it. Then I hit the luv button and got $6300, 3 months ago it went to $6800. I loathe them. I think the only reason I keep it is because of the "potential"... but it hasn't worked out for me. 🤬

Re: Disco CLI

Bestman79 — Tue, 13 Sep 2022 22:11:46 GMT

I've had my 2nd Disco since 11/27. I've requested CLI monthly after 6th statement cut. All denied until today once 10th statement cut. Approved only for $500. So not a full year for 1st increase as you were told. On the other hand my 1st Disco took 14 months before 1st CLI! One will never know with Disco.

Re: Disco CLI

NoMoreE46 — Wed, 14 Sep 2022 22:07:25 GMT

@Suzette2

I see that you have two Discos. Did you get a second because you are maxing out the 5% categories on the first?

I got a second Disco myself after no CLIs despite trying like N times. I wasn't maxing out the 5% so decided to combine to one card.

Re: Disco CLI

SweetCreditObsession — Thu, 15 Sep 2022 05:22:31 GMT

I can't get them to combine my cards...

Re: Disco CLI

Etahcam23 — Mon, 19 Sep 2022 23:22:10 GMT

You have to use the card like a debit card and use 90% of your limit. Let see if they still don't raise your CL.