topic Re: chase Amazon visa in Credit Card Applications

chase Amazon visa

cmbr — Mon, 12 Sep 2022 00:12:09 GMT

Hi,

I apply for the chase amazon visa card, and it gaves me a 30 days message ,

when I call the automated message to check status it gaves me the 7-10 message.

I suppose that it have been declined. and yesterday I receive a letter from them to verify information.

I am trying this card for almost one year and always get declined

the last two times they ask me to call they declined it. Should I call ? or I do not call and try to apply again next month?

its very frustated to me everytime I call and get declined. why some banks ask to call to decline? does anyone have the same experience?

Re: chase Amazon visa

CreditMarathoner — Mon, 12 Sep 2022 00:42:56 GMT

If they sent a letter asking to verify information, it may not be a denial. Give them a call, they may just need to verify your identity.

Good luck!

Re: chase Amazon visa

CYBERSAM — Mon, 12 Sep 2022 01:02:21 GMT

@cmbr wrote:
Hi,
I apply for the chase amazon visa card, and it gaves me a 30 days message ,
when I call the automated message to check status it gaves me the 7-10 message.
I suppose that it have been declined. and yesterday I receive a letter from them to verify information.
I am trying this card for almost one year and always get declined
the last two times they ask me to call they declined it. Should I call ? or I do not call and try to apply again next month?
its very frustated to me everytime I call and get declined. why some banks ask to call to decline? does anyone have the same experience?

There have been many manual reviews for this card this year! It happened to me and many others in here.

I would say you have a better chance for approval then denial. Give them what they are looking for and it could turn to approval!

Re: chase Amazon visa

SouthJamaica — Mon, 12 Sep 2022 01:50:38 GMT

@cmbr wrote:
Hi,
I apply for the chase amazon visa card, and it gaves me a 30 days message ,
when I call the automated message to check status it gaves me the 7-10 message.
I suppose that it have been declined. and yesterday I receive a letter from them to verify information.
I am trying this card for almost one year and always get declined
the last two times they ask me to call they declined it. Should I call ? or I do not call and try to apply again next month?
its very frustated to me everytime I call and get declined. why some banks ask to call to decline? does anyone have the same experience?

You should definitely call and verify the information.

Re: chase Amazon visa

Dirge — Mon, 12 Sep 2022 12:49:27 GMT

I got the same thing; it ended up being declined, 754 Fico, 10% credit usage.

Re: chase Amazon visa

cmbr — Mon, 12 Sep 2022 17:32:27 GMT

UPDATE: I called them today , they verify my information ,

and told me that they will need a copy of a document from me.

I receive they email regarding the document and I sent it . Is this good or bad? does anyone here had to sent documents?what happen next?

Re: chase Amazon visa

CYBERSAM — Mon, 12 Sep 2022 18:23:28 GMT

Few months back when I apped for Chase Amazon and was waiting for their decision, I escalated to a supervisor for quicker answer! He told me the fact that your app was not denied right away, it has a chance for approval!

I think you probably going to receive a decision in 24-48hrs. Hopefully is a good news. 🤞

Re: chase Amazon visa

cmbr — Mon, 12 Sep 2022 23:47:22 GMT

UPDATE: Application status change from 7-10 days message to 2 weeks message after send document. Is that a good sign or not?

Re: chase Amazon visa

CYBERSAM — Tue, 13 Sep 2022 06:12:20 GMT

@cmbr wrote:
UPDATE: Application status change from 7-10 days message to 2 weeks message after send document. Is that a good sign or not?

As long as its not a denial, its a good sign! Hang in there...

Re: chase Amazon visa

Mdowning30 — Tue, 13 Sep 2022 12:30:42 GMT

Call and verify, you may also check if which report they use or might be able to request a different bureau to be pulled. My first CFU card i had to call in and verify myself because i had a fraud alert. For my Amazon Prime card i recon'd because they pulled my lowest score from EQ instead of EX.

Re: chase Amazon visa

coldfusion — Tue, 13 Sep 2022 12:38:17 GMT

@cmbr wrote:
UPDATE: Application status change from 7-10 days message to 2 weeks message after send document. Is that a good sign or not?

2 weeks/14 days is a good sign, it means a tentative thumbs-up pending final review. You can still be denied but more often than not applications that reach this state end up being approved. Be sure to follow up with the outcome!

Re: chase Amazon visa

cmbr — Wed, 14 Sep 2022 18:29:40 GMT

UPDATE: Chase contact by email to resubmit the document.

I resend it on they online portal with other document they do not ask,

just in case they do not accepted the one they ask me for.

They doesn't say exactly why they want me to resend.

But I am not very confident.

But thanks for all your answers

Re: chase Amazon visa

CYBERSAM — Wed, 14 Sep 2022 18:46:55 GMT

@cmbr wrote:
UPDATE: Chase contact by email to resubmit the document.
I resend it on they online portal with other document they do not ask,
just in case they do not accepted the one they ask me for.
They doesn't say exactly why they want me to resend.
But I am not very confident.
But thanks for all your answers

Holly cow! As if they borrowed people from their loan department to help out with manual reviews... 🙄

Re: chase Amazon visa

cmbr — Wed, 14 Sep 2022 23:22:12 GMT

UPDATE: call robo lady for application status and it changes from 2 weeks to 7-10 days message after resend documents.

Should I wait for a declined letter?

PS: I will not call them . I will just let it go.

have anyone approves with 7-10 days message after verification? what should I expected?

Re: chase Amazon visa

coldfusion — Thu, 15 Sep 2022 00:34:41 GMT

Call them during east coast business hours tomorrow and ask them if they now have everything they need to make a decision.