topic Re: US Bank Alt Connect in Credit Card Applications

US Bank Alt Connect

akaFettHutt — Sat, 17 Sep 2022 16:47:13 GMT

My last new acct was last Nov and have 800+ Fico 8. Already have Cash+(June 19') & checking acct. Should I apply now or wait longer?

Re: US Bank Alt Connect

calisig — Sun, 18 Sep 2022 03:35:53 GMT

@akaFettHutt wrote:
My last new acct was last Nov and have 800+ Fico 8. Already have Cash+(June 19') & checking acct. Should I apply now or wait longer?

It looks like you are 0/6 and 1/12 new accounts. Assuming that is correct, then should be no problem - apply now. USB generally approves 3/12 including the app for them ... sometimes more

Re: US Bank Alt Connect

OmarGB9 — Sun, 18 Sep 2022 18:04:17 GMT

I think you're good to go.

Re: US Bank Alt Connect

Lou-natic — Sun, 18 Sep 2022 21:42:27 GMT

@akaFettHutt wrote:
My last new acct was last Nov and have 800+ Fico 8. Already have Cash+(June 19') & checking acct. Should I apply now or wait longer?

I think you'll be fine.

Re: US Bank Alt Connect

akaFettHutt — Thu, 22 Sep 2022 01:12:25 GMT

So I applied this morning and it went pending. Now I'll just impatiently wait

Re: US Bank Alt Connect

Traveler101 — Thu, 22 Sep 2022 01:14:51 GMT

Good luck to you.

Re: US Bank Alt Connect

akaFettHutt — Thu, 22 Sep 2022 01:17:45 GMT

So I applied this morning and it went pending. Now I'll just impatiently wait

Re: US Bank Alt Connect

portlandmusician — Thu, 22 Sep 2022 07:20:28 GMT

@akaFettHutt Same thing happened to me. Then a week and a half later, a 45 minute hold, and a five minute phone call... then 2 hours later, I got an email I was approved. Fingers crossed for you. Good luck!