topic Re: Wells Fargo New Card Policy in Credit Card Applications

Wells Fargo New Card Policy

User1065252 — Thu, 29 Sep 2022 17:45:12 GMT

Does anyone know Wells Fargo policy regarding new cards? and how long we need to wait to apply for a new one?

Cash Back Card opened 12/2021

Autograph Visa opened 08/2022

Interested in applying for the BILT MasterCard

Re: Wells Fargo New Card Policy

M_Smart007 — Thu, 29 Sep 2022 22:05:10 GMT

@User1065252,

What you should know about WF SUB's;

https://www.doctorofcredit.com/wells-fargo-one-bonus-per-16-month-rule/

ETA: Also you have had a pretty good run on Approvals,

might be time to cool the jets/Garden for a while?

Re: Wells Fargo New Card Policy

chuckwood — Thu, 29 Sep 2022 23:26:38 GMT

I think Wells let up on the 15 month no sub, 0 interest rule but seeing you just got the Autograph card and have not had the cash back card long it probably would not be a good idea to apply for a minimum of 6 months. If you was to apply it usually tells you if you are not allowed a promo. You may call and check to see if they do product changes on the cash back card for the BILT card if you are interested? Hope that helps. Good Luck

Re: Wells Fargo New Card Policy

User1065252 — Fri, 30 Sep 2022 01:41:05 GMT

Thank you both, this is helpful!

Re: Wells Fargo New Card Policy

NoMoreE46 — Fri, 30 Sep 2022 02:02:14 GMT

Right about the Autograph not adhering to their 15 month policy @chuckwood.

I got the Autograph in August (with 0% and the SUB.) My previous WF card was approved 13 months ago in July 2021.

@chuckwood wrote:
I think Wells let up on the 15 month no sub, 0 interest rule but seeing you just got the Autograph card and have not had the cash back card long it probably would not be a good idea to apply for a minimum of 6 months. If you was to apply it usually tells you if you are not allowed a promo. You may call and check to see if they do product changes on the cash back card for the BILT card if you are interested? Hope that helps. Good Luck

Re: Wells Fargo New Card Policy

pakratus — Wed, 05 Oct 2022 02:42:27 GMT

WF's website says 6 months between approvals. That may or may not apply to cobranded cards like Bilt.