topic Re: Chase pre-approved with 8k difference? in Credit Card Applications

Chase pre-approved with 8k difference?

ChrisWasHere — Sun, 02 Oct 2022 21:24:18 GMT

I checked for chase pre-approved cards and showed me approved for 4 cards. The 2 that seems odd to me is the slate edge for 2k and the csp for 10k. Why is there such a big difference is sl between the 2 cards?

Re: Chase pre-approved with 8k difference?

OmarGB9 — Sun, 02 Oct 2022 21:32:25 GMT

Not sure, but the CSP does require a minimum $5k if you're approved, per Chase's own criteria.

Re: Chase pre-approved with 8k difference?

ChrisWasHere — Sun, 02 Oct 2022 22:02:53 GMT

I understand that but they are offering me 5k above minimum, and only 2k for slate edge.

Re: Chase pre-approved with 8k difference?

805orbust — Mon, 03 Oct 2022 03:04:46 GMT

Slate has always been a popular balance transfer, lower interest card, so maybe they're just being careful? Or have different underwriting criteria based on multiple factors. Or just being Chase... they really are awful. I don't have $0.03 in their bank. I just swipe their cards 🤣

Re: Chase pre-approved with 8k difference?

SDMarik — Wed, 05 Oct 2022 14:36:59 GMT

@ChrisWasHere wrote:
I understand that but they are offering me 5k above minimum, and only 2k for slate edge.

They would probably you rather do the spend on the CSP. It's an AF card, and has less incentive to just BT and park money there with 0% apr. As others have said, the minimum for CSP is $5,000. The $10,000 is nice though, thats the minimum for the CSR so if you ever wanted to upgrade you could without having to waste a HP on a new app, or have to HP on a cli to get to $10k and then PC.