topic Penfed CLI in Credit Card Applications

Penfed CLI

Anonymous — Sun, 16 Oct 2022 21:44:51 GMT

I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card?

Re: Penfed CLI

M_Smart007 — Sun, 16 Oct 2022 21:52:23 GMT

@Anonymous wrote:
I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card?

Hi @Anonymous , I believe the hard limit on Individual PenFed cards is $25K (unless you were grandfathered in couple years ago)

I think Gold is either $10K or 15K max. ( I don't hold that card, and I can't totally remember) .

$50K Max combined limits across 2 or 3 cards.

Re: Penfed CLI

Anonymous — Sun, 16 Oct 2022 21:55:56 GMT

@M_Smart007 wrote:
@Anonymous wrote:
I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card?
Hi @Anonymous , I believe the hard limit on Individual PenFed cards is $25K (unless you were grandfathered in couple years ago)
I think Gold is either $10K or 15K max. ( I don't hold that card, and I can't totally remember) .
$50K Max combined limits across 2 or 3 cards.

I got their gold card offer in mail and I guess I am going to pass on that offer. However, I would want my PCR card to be at $37.5K if not then my Pathfinder card at $25K. I don't want them to pull my credit and say no due to max limit already on PCR card.

Re: Penfed CLI

M_Smart007 — Sun, 16 Oct 2022 22:00:12 GMT

@Anonymous wrote:
@M_Smart007 wrote:
@Anonymous wrote:
I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card?
Hi @Anonymous , I believe the hard limit on Individual PenFed cards is $25K (unless you were grandfathered in couple years ago)
I think Gold is either $10K or 15K max. ( I don't hold that card, and I can't totally remember) .
$50K Max combined limits across 2 or 3 cards.
I got their gold card offer in mail and I guess I am going to pass on that offer. However, I would want my PCR card to be at $37.5K if not then my Pathfinder card at $25K. I don't want them to pull my credit and say no due to max limit already on PCR card.

I believe you are at $25K max on PCR, I'd go for the Pathfinder. Otherwise ..HP could be wasted.

Re: Penfed CLI

Anonymous — Sun, 16 Oct 2022 22:18:21 GMT

@M_Smart007 wrote:
@Anonymous wrote:
@M_Smart007 wrote:
@Anonymous wrote:
I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card?
Hi @Anonymous , I believe the hard limit on Individual PenFed cards is $25K (unless you were grandfathered in couple years ago)
I think Gold is either $10K or 15K max. ( I don't hold that card, and I can't totally remember) .
$50K Max combined limits across 2 or 3 cards.
I got their gold card offer in mail and I guess I am going to pass on that offer. However, I would want my PCR card to be at $37.5K if not then my Pathfinder card at $25K. I don't want them to pull my credit and say no due to max limit already on PCR card.
I believe you are at $25K max on PCR, I'd go for the Pathfinder. Otherwise ..HP could be wasted.

Thanks for the info.

Re: Penfed CLI

M_Smart007 — Sun, 16 Oct 2022 22:20:44 GMT

Re: Penfed CLI

SouthJamaica — Sun, 16 Oct 2022 22:25:06 GMT

@Anonymous wrote:
I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card?

I'm told 25k is the max for any one card.

Re: Penfed CLI

cashorcharge — Mon, 17 Oct 2022 00:01:59 GMT

@M_Smart007 wrote:
@Anonymous wrote:
I currently have two cards with Penfed. My PCR card has a limit of$25K. I never saw cli button and I read that is the max the give. Recently now I have the option to request credit limit increase. Do they go over $25K? Also what is the max limit for their pathfinder card?
Hi @Anonymous , I believe the hard limit on Individual PenFed cards is $25K (unless you were grandfathered in couple years ago)
I think Gold is either $10K or 15K max. ( I don't hold that card, and I can't totally remember) .
$50K Max combined limits across 2 or 3 cards.

This is exactly right! I've been given this info before..

Re: Penfed CLI

Anonymous — Thu, 20 Oct 2022 01:06:58 GMT

Thanks everyone!