topic Re: Denied X1- Minimum Score Requirement? in Credit Card Applications

Denied X1- Minimum Score Requirement?

mrcrisp023 — Mon, 17 Oct 2022 16:11:50 GMT

Hi all,

Just curious, I applied for the X1 card last week as a shot in the dark and my denial reason was: Does not meet minimum credit score requirement. This is my first time seeing this. Does anyone know what their requirement is? I was recommended in the forum to apply due to my income, I knew my scores weren't the greatest. Now I'm just curious to see if/when it's worth my trying again.

Thanks!

Re: Denied X1- Minimum Score Requirement?

Vuby22 — Mon, 17 Oct 2022 17:06:18 GMT

Funny I thought this card was all about income and not score. BTW I was denied earlier this year because they could not verify income as the only reason and my scores were not that much better than your sig at the time.

Re: Denied X1- Minimum Score Requirement?

increasingmyfico — Mon, 17 Oct 2022 17:44:36 GMT

@mrcrisp023 wrote:
Hi all,
Just curious, I applied for the X1 card last week as a shot in the dark and my denial reason was: Does not meet minimum credit score requirement. This is my first time seeing this. Does anyone know what their requirement is? I was recommended in the forum to apply due to my income, I knew my scores weren't the greatest. Now I'm just curious to see if/when it's worth my trying again.
Thanks!

They pull Exp Fico 8. There have been reports that 670 is the minimum score.