topic Re: Discover CLI request question in Credit Card Applications

Discover CLI request question

Mdowning30 — Mon, 17 Oct 2022 23:28:27 GMT

Once I hit 6 months of my account opening to ask for a CLI do I need to just wait 6 months from the date my account opened or when my 6th statement cuts ?

Re: Discover CLI request question

OmarGB9 — Tue, 18 Oct 2022 03:20:22 GMT

Not sure whether it's months or statements, but either way I was under the impression you had to wait a whole year before requesting a CLI, unless that's changed.

Re: Discover CLI request question

Zoostation1 — Tue, 18 Oct 2022 04:12:26 GMT

They're unsecuring secured cards fairly regularly with CLIs after the 7th statement so maybe other cards are getting CLIs as well.

Re: Discover CLI request question

Anonymous — Tue, 18 Oct 2022 04:34:57 GMT

Website had CLI link so clicked this month, got it, see my sig

Re: Discover CLI request question

FireMedic1 — Tue, 18 Oct 2022 09:40:35 GMT

If its a regular card and not secured/graduated. Hit the luv button 61 and 91 days. One of them should work if you've been using the card regularly. Its a SP. Either yes or no. Go hit it. Let us know what happened.

Re: Discover CLI request question

FranknBeans — Wed, 19 Oct 2022 00:47:39 GMT

Did mine 6 months 1 day.

Re: Discover CLI request question

Mdowning30 — Thu, 20 Oct 2022 11:28:13 GMT

Every time i requested it, it told me "insufficient time with credit limit". Last month i called in and asked and the rep on the phone told me the account has to be atleast 6 months old.

Re: Discover CLI request question

FireMedic1 — Thu, 20 Oct 2022 11:54:17 GMT

The CCC's are always changing something and we must adjust to the newer ways. Might be different in a few months. Yrs ago Cap1 used to give $10,000 SL's. That aint happening.

Re: Discover CLI request question

arifjk — Sat, 22 Oct 2022 13:22:31 GMT

Discover will let you try to ask for CLI every month without any hard pull. However, they might not approve you. In my experience, I usually spend about 30% of CL monthly, and pay half before the statement cuts and pay off after the statement cuts. Sometimes, I PIF before the statement cuts. I was able to get CLI between 61 or 91 days. This past 2 months though, i didn't use as much and they didn't give me any CLI, until again I charge about 30%, I got the CLI again recently.