topic Comenity Bank Application Rules in Credit Card Applications

Comenity Bank Application Rules

AyaMai — Sun, 13 Nov 2022 00:50:33 GMT

I applied for AAA Travel Advantage Visa on November 2nd (My first Card through them) & was approved, the question is when the best time to apply for a second credit card Las Vegas Raiders Extra Points Visa.

Re: Comenity Bank Application Rules

Jeffster1 — Sun, 13 Nov 2022 00:59:25 GMT

@AyaMai I was instantly approved for the Bread Financial AMEX on 9/21/22, and instantly approved for the AAA Visa on 10/9/22. CLs were 7K and 5K, respectively.

Re: Comenity Bank Application Rules

Anonymalous — Mon, 14 Nov 2022 11:18:10 GMT

@AyaMai wrote:
I applied for AAA Travel Advantage Visa on November 2nd (My first Card through them) & was approved, the question is when the best time to apply for a second credit card Las Vegas Raiders Extra Points Visa.

If you don't mind a question, are you an AAA member? The old AAA cards apparently allowed non-members, but I haven't seen confirmation for the new cards.

Re: Comenity Bank Application Rules

CYBERSAM — Mon, 14 Nov 2022 18:57:48 GMT

@Anonymalous wrote:
@AyaMai wrote:
I applied for AAA Travel Advantage Visa on November 2nd (My first Card through them) & was approved, the question is when the best time to apply for a second credit card Las Vegas Raiders Extra Points Visa.
If you don't mind a question, are you an AAA member? The old AAA cards apparently allowed non-members, but I haven't seen confirmation for the new cards.

@Anonymalous You don't need to be a AAA member to apply for these cards as of now!

Re: Comenity Bank Application Rules

AyaMai — Tue, 15 Nov 2022 02:46:11 GMT

Yes I am.

Re: Comenity Bank Application Rules

FinStar — Thu, 17 Nov 2022 03:58:16 GMT

@AyaMai wrote:
I applied for AAA Travel Advantage Visa on November 2nd (My first Card through them) & was approved, the question is when the best time to apply for a second credit card Las Vegas Raiders Extra Points Visa.

I would personally space them out. The longer the better.

While some members have reported Comenity shutdowns in the past (not as prevalent as SYNCB), I would exercise caution with multiple V/MC CCs with them in a short period of time. Some folks could fly below the radar, but others may stick out like a sore thumb.