topic Re: GM Card CLI Possible? in Credit Card Applications

GM Card CLI Possible?

Creditaddict — Wed, 26 Oct 2022 17:00:19 GMT

Has anyone with a personal GM Card been able to get a CLI?

I called and he said you can only do it online and it is located under "Useful links" but when I go there it is not there... does that mean my account is not old enough or does not qualify or did this gentleman not know?!

Re: GM Card CLI Possible?

M_Smart007 — Wed, 26 Oct 2022 17:17:27 GMT

@Creditaddict wrote:
Has anyone with a personal GM Card been able to get a CLI?
I called and he said you can only do it online and it is located under "Useful links" but when I go there it is not there... does that mean my account is not old enough or does not qualify or did this gentleman not know?!

Don't believe there is a CLI option at this time.

I have not seen a CLI in the approvals section so far.

I'm guessing the gentleman did not know, or was thinking Apple card?

Re: GM Card CLI Possible?

Zoostation1 — Thu, 27 Oct 2022 03:23:13 GMT

Last I recall someone here was told they're not doing CLIs yet but may in the future. I tend to think if they're not going to do any CLIs that needs to be made clear up front and not buried in some fine print (assuming Goldman Sachs is disclosing it as they should).

Re: GM Card CLI Possible?

sarux3 — Sat, 17 Dec 2022 00:57:30 GMT

I'm just checking to see if anyone yet has gotten a CLI (auto or requested) on the GM Rewards card, now that it's been around for a bit longer. I took a shot at the preapproval the other day after closing the deal on my new Camaro, and after some difficulty getting the application to accept my driver's license images, I was offered a $2000 SL with the 0% APR/12 mo and 15,000pts/$1000-spend SUB. Would love to start tricking out my ride in the Chevy parts store but the thought of a forever-frozen $2k limit has me feeling kinda meh... if I want that, I'll just keep holding onto my Mission Lane card.

Re: GM Card CLI Possible?

FinStar — Sat, 17 Dec 2022 01:05:41 GMT

@sarux3 wrote:
I'm just checking to see if anyone yet has gotten a CLI (auto or requested) on the GM Rewards card, now that it's been around for a bit longer. I took a shot at the preapproval the other day after closing the deal on my new Camaro, and after some difficulty getting the application to accept my driver's license images, I was offered a $2000 SL with the 0% APR/12 mo and 15,000pts/$1000-spend SUB. Would love to start tricking out my ride in the Chevy parts store but the thought of a forever-frozen $2k limit has me feeling kinda meh... if I want that, I'll just keep holding onto my Mission Lane card.

AFAIK, that option is currently not available.

Re: GM Card CLI

CCrew — Tue, 20 Dec 2022 00:35:37 GMT

I haven’t managed to, and nothing in the app for me

Re: GM Card CLI Possible?

NoMoreE46 — Tue, 20 Dec 2022 19:28:52 GMT

Think @Jnbmom might know about whether a CLI is currently an option?

Re: GM Card CLI Possible?

Janneman — Tue, 20 Dec 2022 20:27:38 GMT

@sarux3 wrote:
I'm just checking to see if anyone yet has gotten a CLI (auto or requested) on the GM Rewards card, now that it's been around for a bit longer. I took a shot at the preapproval the other day after closing the deal on my new Camaro, and after some difficulty getting the application to accept my driver's license images, I was offered a $2000 SL with the 0% APR/12 mo and 15,000pts/$1000-spend SUB. Would love to start tricking out my ride in the Chevy parts store but the thought of a forever-frozen $2k limit has me feeling kinda meh... if I want that, I'll just keep holding onto my Mission Lane card.

How did you cope this problem of not accepting DL? Do you think the problem of not accepting DL has to do with DL issued in certain states??

Re: GM Card CLI Possible?

Jnbmom — Tue, 20 Dec 2022 23:49:59 GMT

@NoMoreE46 wrote:
Think @Jnbmom might know about whether a CLI is currently an option?

I don't have this card .

Re: GM Card CLI Possible?

FinStar — Wed, 21 Dec 2022 00:10:28 GMT

@NoMoreE46 wrote:
Think @Jnbmom might know about whether a CLI is currently an option?

~~I didn't think @Jnbmom had this particular card.~~

NVM - just confirmed.

As far as the CLI option, it is present in the drop-down options for the business card, but newer biz accounts aren't eligible yet. For the personal version, there was some chatter that it could become available after ~12 months from the refreshed GM CC program.

Re: GM Card CLI Possible?

NoMoreE46 — Wed, 21 Dec 2022 01:18:37 GMT

Sorry @Jnbmom. I am working like 28 hrs in a day - Christmas-itus.

This was the thread I was thinking about.

Marcus GM Rewards MC ******Approval - myFICO® Forums - 6580163

Re: GM Card CLI Possible?

Jnbmom — Wed, 21 Dec 2022 01:43:56 GMT

@NoMoreE46 wrote:
Sorry @Jnbmom. I am working like 28 hrs in a day - Christmas-itus.

This was the thread I was thinking about.

Marcus GM Rewards MC ******Approval - myFICO® Forums - 6580163

It's ok lol . I just remember someone mentioning their was no CLI for the personal card at the moment .

Re: GM Card CLI Possible?

RootDet — Wed, 21 Dec 2022 04:51:04 GMT

They implemented CLI on the business side of the house. I can only imagine it will come on the personal side. also for DP's, when apple card first rolled out, it too did not do CLI's, but now it does.

somehow with FI's, they seem to skip the CLI rollout process when they release a card. Some never implement it *cough Sofi/DESERVE/GEMINI/Aspiration *cough*

Re: GM Card CLI Possible?

sarux3 — Wed, 21 Dec 2022 15:51:17 GMT

@Janneman wrote:
@sarux3 wrote:
I'm just checking to see if anyone yet has gotten a CLI (auto or requested) on the GM Rewards card, now that it's been around for a bit longer. I took a shot at the preapproval the other day after closing the deal on my new Camaro, and after some difficulty getting the application to accept my driver's license images, I was offered a $2000 SL with the 0% APR/12 mo and 15,000pts/$1000-spend SUB. Would love to start tricking out my ride in the Chevy parts store but the thought of a forever-frozen $2k limit has me feeling kinda meh... if I want that, I'll just keep holding onto my Mission Lane card.

How did you cope this problem of not accepting DL? Do you think the problem of not accepting DL has to do with DL issued in certain states??

Well, eventually the application accepted the images I was uploading. I was taking new pics, adjusting the lighting, and so on. I got an email the other day saying that I needed to try again with the DL images, but shortly after I got a call from their customer service to verify my info and they informed me that my DL images were fine as is and I could disregard the earlier email. It may have been due to how my state (Virginia) has a clear oval cutout where a second image of the person's face is printed, and when you put the card down on a black surface (as GM recommends), that oval just shows the black underneath.

Re: GM Card CLI Possible?

sarux3 — Wed, 21 Dec 2022 15:56:24 GMT

As a follow-up to this, I ended up calling their customer service to inquire about whether the SL could be reconsidered (the answer is no), and I also asked about their timeline on instituting CLI requests. The rep said it's definitely something they are close to bringing online, most likely within the year and probably sooner than later. As for me, I decided to decline the $2k offer for now since I can reapply later and cross my fingers for a better SL offering.

Re: GM Card CLI Possible?

NoMoreE46 — Wed, 21 Dec 2022 19:46:48 GMT

@sarux3

This is a little off topic, but would you kindly reply with which device you used for the pictures?

Re: GM Card CLI Possible?

sarux3 — Wed, 21 Dec 2022 21:13:54 GMT

@NoMoreE46 wrote:
@sarux3

This is a little off topic, but would you kindly reply with which device you used for the pictures?

Sure, I was using the camera on my iPhone 11 at the time. Since then, I upgraded to an iPhone 14 Pro, which takes much higher resolution pictures, so I wonder if I would have less difficulty getting the pics approved by the application process if I were to try it again with this new device.

Re: GM Card CLI Possible?

NoMoreE46 — Wed, 21 Dec 2022 21:56:16 GMT

Thanks. There was a user who had issues with GS accepting Samsung Galaxy pictures for the Apple card verification.

I was asking to see if this was the case for the GM card.

FYI: You Can Request CLI on GM Personal Mastercard

RehabbingANDBlabbing — Sat, 24 Dec 2022 20:05:01 GMT

I know people have been asking when we would be able to request a CLI on the personal variant of the GM Mastercard. I logged into my account on my desktop computer tonight and found there is now a link showing to put in a request. I put one in and it is indeed a soft pull on TransUnion.

Re: FYI: You Can Request CLI on GM Personal Mastercard

OmarGB9 — Sat, 24 Dec 2022 06:22:18 GMT

Sweet. Thanks for the DP!