topic Chase preappoval in Credit Card Applications

Chase preappoval

Trooper2003 — Mon, 26 Dec 2022 10:33:30 GMT

I got preapproved for 5 offers on chase website , the the freedom flex the sapphire reserve, sapphire preferred, the slate , and another chase where the categories revolve. I'm finally under 5/24 . The interest rate I'm getting is 18.24 on all cards except the reserve which I think is 19.74. What is your guys thoughts.

Re: Chase preappoval

Credit4Growth — Mon, 26 Dec 2022 00:54:05 GMT

Great preapprovals!
Decisions, decisions... 🤔

Which one of their card offers best fits your lifesryle and needs?
I usually start my decision process with ^this in mind. Plus, when considering an additional CC with an annual fee, I would perfer to visualize how the card benefits will be used to nullify or exceed the value of the annual fee for at least a few years! 😉

Re: Chase preappoval

Mistuhcee — Mon, 26 Dec 2022 05:37:00 GMT

How long have you been under the 5/24? I just made it two days ago and have been looking under my offers, but nothing so far😂

Re: Chase preappoval

Trooper2003 — Mon, 26 Dec 2022 06:05:21 GMT

About a week. Don't have any accounts with chase.

Re: Chase preappoval

FinStar — Mon, 26 Dec 2022 10:36:30 GMT

@Trooper2003 wrote:
I got preapproved for 5 offers on chase website , the the freedom flex the sapphire reserve, sapphire preferred, the slate , and another chase where the categories revolve. I'm finally under 5/24 . The interest rate I'm getting is 18.24 on all cards except the reserve which I think is 19.74. What is your guys thoughts.

If you traditionally PIF, the APR is a non-event. Decide on which card makes sense for you based on what you're looking for rewards-wise.

Re: Chase preappoval

Beezzy — Tue, 07 Mar 2023 16:06:52 GMT

did you end up choosing a card ? did you get approved???

Re: Chase preappoval

WasteMgmt — Tue, 07 Mar 2023 17:55:59 GMT

Congrats on the pre-approvals. Now which card to pick will depend on a few things. Any large purchases upcoming to hit a sub for the CSR/CSP? Any travel upcoming? If just need a daily grinder to start earning UR then the CFF or CFU likely a better pickup. All depends on your spend.

Re: Chase preappoval

CYBERSAM — Tue, 07 Mar 2023 18:01:01 GMT

@Trooper2003 wrote:
I got preapproved for 5 offers on chase website , the the freedom flex the sapphire reserve, sapphire preferred, the slate , and another chase where the categories revolve. I'm finally under 5/24 . The interest rate I'm getting is 18.24 on all cards except the reserve which I think is 19.74. What is your guys thoughts.

Your probably preapproved for Amazon Prime also. That is a very good card if do you use them!