topic Re: Chase pre-approval? in Credit Card Applications

Chase pre-approval?

brad0502 — Wed, 11 Jan 2023 23:02:39 GMT

I just reopened a chase checking account. After downloading the app, and resetting user names passwords etc, I looked to see if I had a preapproval for a chase card. Just for data points i am 4 years post bk7 and chase was included. All cards have learn more under them with the exception of the freedom flex which says respond now. Is this a pre approval?

Re: Chase pre-approval?

ZackAttack — Wed, 11 Jan 2023 23:21:21 GMT

Does it have something like a green or black star next to it?

Don't forget, since you have BK and chase was included, it could be a while before joining back in Chase.

Re: Chase pre-approval?

Remedios — Wed, 11 Jan 2023 23:42:38 GMT

@brad0502 wrote:
I just reopened a chase checking account. After downloading the app, and resetting user names passwords etc, I looked to see if I had a preapproval for a chase card. Just for data points i am 4 years post bk7 and chase was included. All cards have learn more under them with the exception of the freedom flex which says respond now. Is this a pre approval?

No, that's marketing.

Re: Chase pre-approval?

NoMoreDebt — Thu, 12 Jan 2023 00:42:55 GMT

Chase will hate you until at least when the bk falls of your reports. I burned them also 8 years ago when i had just a credit card with them. I now have a bank account and a mortgage with them and still no dice....

Re: Chase pre-approval?

FinStar — Thu, 12 Jan 2023 01:04:48 GMT

@ZackAttack wrote:
Does it have something like a green or black star next to it?

Don't forget, since you have BK and chase was included, it could be a while before joining back in Chase.

@ZackAttack

The black/green star ribbon needs to explicitly indicate 'you're pre-approved' or 'you're already approved' as the language for an actual pre-approved offer. Simply displaying a green/black star with 'learn more', 'exclusive offer', 'reminder', etc., is not necessarily so, those are just marketing solicitations.