topic New CapOne CLI form? in Credit Card Applications

New CapOne CLI form?

RacketKC — Sat, 14 Jan 2023 03:26:50 GMT

Went to do a cli request on my Cap One QuickSilver and Cap One Walmart. Looks like the request form has changed! Noticed they do not ask for "maximum desired line". They now ask for "monthly spend with credit cards". Any suggestions. Thinking of populating this field with a dollar amount equal to 30% utilization of the CL I would like to request. I'm at 500.00 with my QuickSilver & 2,000 on my Cap One Walmart.

Re: New CapOne CLI form?

mgood — Sat, 14 Jan 2023 03:34:51 GMT

Mine still looks the same on the website. I know that if I use the app on my phone it is different. There are different questions.

Re: New CapOne CLI form?

RacketKC — Sat, 14 Jan 2023 03:38:28 GMT

@mgood @You May be correct. I'll have to check from the computer. I wonder which option would be best if so. Thank you!

Re: New CapOne CLI form?

OmarGB9 — Sat, 14 Jan 2023 07:10:19 GMT

I don't think so. It's asked for "monthly spend on credit cards" for as long as I can remember. At least since early 2019.

Re: New CapOne CLI form?

911gt34life — Mon, 16 Jan 2023 12:59:57 GMT

did a mistake and I put 300 spending got only 100 CLI quicksilver one .. my Walmart was declined ..

Looks like this is a new from Capital One asking for spending instead how much increase you want ..

Re: New CapOne CLI form?

OmarGB9 — Mon, 16 Jan 2023 14:47:15 GMT

@911gt34life wrote:
did a mistake and I put 300 spending got only 100 CLI quicksilver one .. my Walmart was declined ..

Looks like this is a new from Capital One asking for spending instead how much increase you want ..

Again, I don't think it's new. For as long as I can remember, it's asked for how much you spend on CCs.

Also, however much you put in the box has no bearing on what they're going to offer you. If they deem you worthy of only $100 CLI, they'll offer that to you regardless of what your answer to those questions are.